Diners Club Club Rewards - Diners USA vs JP Morgan Select or Chase Sapphire Preferred

And it took them two years for that! Also, I still don't see anywhere on this site where an individual can click to apply for a card. Only corporations.

Did they announce they were reopening Diners to new applicants?

... still don't see anywhere on this site where an individual can click to apply for a card.

I think they need to take care of their existing customers before they even consider new accounts. This morning the website rejected my User ID (but not my wife's), and now the site is rejecting any attempt to login with a notice that the site will be down until 2:00PM (EST). Telephone customer service indicated that I would be prompted to re-register my account when the site returns.

Did they announce they were reopening Diners to new applicants?

I called the lending dept. in hopes to be able to apply and was informed that a link on the website would appear within a month.

I called the lending dept. in hopes to be able to apply and was informed that a link on the website would appear within a month.

Just out of curiosity, would you mind telling why you want to apply for this card out of so many other cards in the market.

Just out of curiosity, would you mind telling why you want to apply for this card out of so many other cards in the market.
So many other???

Diners Club is one of only two cards that I'm aware which can transfer to a number of different hotel programs (the other is Amex MR), and the only one that's an MC/Visa.

Diners Club is one of only three cards that earn and transfer 1:1 to a variety of airlines (four cards if you consider 2 or 3 airlines a "variety"), and the only one of the three that's an MC/Visa (the others being Amex MR and SPG Amex). However, each cards transfers to a different mix of airlines, so if you have specific airlines you care most about then one of these may better for you than others.

(The fourth card, with much more limited transfer options -- though the only one with 1:1 transfers to UA -- is a Visa: Chase Shapphire Preferred.)

Diners Club is the only card among these (at least in the versions with anything near a $95 annual fee) with "always primary" colision coverage on rentals. (There may be some other cards that have that now, such as one Visa version of the AA card, but they only earn one thing.)

Diners Club is AFAIK the only card among these that has announced that it will have chip & PIN fairly soon. (There are some other cards that have done this, or chip & signature, already, but none of the others have a points system that transfers to a variety of programs.)

The previous poster neglects the JP Morgan Select card. It's annual fee is exactly $95, has chip-and-signature technology, offers primary collision coverage, and transfers 1-1 to the same airlines as Sapphire Preferred.

The previous poster neglects the JP Morgan Select card. It's annual fee is exactly $95, has chip-and-signature technology, offers primary collision coverage, and transfers 1-1 to the same airlines as Sapphire Preferred.

I have tried to look at the details of the Chase Select card. Nowhere, but nowhere that I can find, does it give details about the 1:1 transfer to airlines. Their web page says they do, but ends there. Which airlines? Where do they say they offer primary car rental coverage? Where can I find the details? Their web page says they will send me all the details about travel benefits after I open an account. Isn't that special ! (I also looked the their web page for the Sapphire Preferred as it has no more information).

...Chase Select card. Nowhere, but nowhere that I can find, does it give details about the 1:1 transfer to airlines.

Chase is coy about the list of transfer partners, perhaps because it is very short. The transfer partners are:



Amtrak


Hyatt
Intercontinental Hotel Group
Marriott


British Airways
Continental Airlines
Korean Air
United Airlines



Note that transfers are only offered if you hold an eligible card. This excludes cards with no annual fee such as Sapphire and Ink Classic. Substantial additional discussion here:

http://www.flyertalk.com/forum/credit-card-programs/1238626-chase-sapphire-preferred-benefits-thread.html

http://www.flyertalk.com/forum/credit-card-programs/1256202-j-p-morgan-select-visa-signature.html

The CDW is mentioned here:

https://creditcards.chase.com/credit-cards/jp-morgan-select-card.aspx

Expand topic: Distinct Travel Advantages

As a cardmember you receive Primary Auto Rental Coverage, Emergency Evacuation or Repatriation, Trip Delay or Cancellation Insurance, Baggage Delay or Lost Luggage Coverage, Emergency Accident or Sickness Coverage and more!

Thanks very much. At this time it looks like for me there are no advantages to switching from Diners Club. But if they don't offer any incentive to renew, drop the primary CDW, and don't offer the annual 50% BA bonus, then I'll have little reason to stay with them.

...no advantages to switching from Diners Club...

The only reasons I see to consider JPM Select today is that it is the only EMV (Chip & Signature) card available now, and there is no foreign transaction fee. Other issuers have announced EMV cards, but they are either limited availability pilot programs or not yet shipping. Diners promises Chip & PIN, but with a 3% fee.

The only reasons I see to consider JPM Select today is that it is the only EMV (Chip & Signature) card available now, and there is no foreign transaction fee. Other issuers have announced EMV cards, but they are either limited availability pilot programs or not yet shipping. Diners promises Chip & PIN, but with a 3% fee.
Or if you're specifically interested in UA miles, then only the Chase cards (JPM Select or Sapphire Preferreed, plus other Ultimate Rewards cards linked to one of those) will get you that at 1:1. SPG Amex will only get you 1:2, and Diners and Amex MR won't get you there at all any more (without going through a hotel points intermediate, which means far from 1:1 or probably even from 1:2).

I'm sorry if I sound dumb, but why would I prefer to have a Chip & Signature or Chip & Pin card, such that I would dump Diners Club for one of those cards? I honestly don't know exactly what those features are. I travel around the world and I've never had a problem using my plain old Diners and AMEX Starwood cards.

Or if you're specifically interested in UA miles,

If interested in rewards, but not in EMV, Sapphire Preferred would be superior to Select, because the rewards program is better, unless you will spend $100,000 on the card.

...why would I prefer to have a Chip & Signature or Chip & Pin card,

Nothing to do with the chip, but Diners charges 3% fee for each transaction in another currency, JPM Select and various other cards have eliminated these fee. Discussion here:

http://www.flyertalk.com/forum/credit-card-programs/1250450-usa-cards-no-foreign-transaction-fees.html

Magnetic stripe swipe cards are still readily accepted in major cities in western Europe. However, you are likely to experience increasing resistance because they are easier to clone than chipped cards, and issuers have shifted the fraud liability to the merchants. You may also encounter unattended locations (e.g. ticket machines, gas pumps) which will not accept magstripe cards. Having a chipped card won't eliminate 100% of card acceptance problems, but it reduces them.

Ample discussion here:

http://www.flyertalk.com/forum/credit-card-programs/1223331-usa-issuers-announce-emv-cards-chip-pin-chip-signature.html

http://www.flyertalk.com/forum/credit-card-programs/963407-does-anyone-us-offer-emv-chip-pin-practical-discussion.html

http://www.flyertalk.com/forum/credit-card-programs/1188514-should-usa-card-issuers-adopt-emv-chip-pin-opinion-discussion.html

I just got a new card this week. It doesn't look any different. How would I know if it's a "chip & pin" card?

How would I know if it's a "chip & pin" card?

A Diners Club card with an EMV ship is shown in this brochure:

https://docs.google.com/viewer?url=http%3A%2F%2Fwww.bmo.com%2Fspendandpaym ent%2Fpdf%2FBMO_DinersClub_US_E_FactSheet_X1a_2.pd f

The chip is the gold colored integrated circuit chip directly above 5528 in the image.