Other Credit Card Programs - How long befor unactivated credit card expires?




show_me_the_points
Nov 4, 09, 1:47 pm
I am expecting some credit cards in the mail, but am leaving the country for a month. Can I activate them when I return or do they automatically cancel if not activated with some timeframe?


mia
Nov 4, 09, 4:23 pm
I am fairly certain that I have received cards, never activated, and received replacements a couple years later when the cards reached their expiration date. A month should not be a problem, but if you are concerned I would contact the issuers now to explain.

virmaior
Nov 4, 09, 4:35 pm
I am fairly certain that I have received cards, never activated, and received replacements a couple years later when the cards reached their expiration date. A month should not be a problem, but if you are concerned I would contact the issuers now to explain.

had a discover card for 4 or 5 years that was never activated.
they eventually cancelled it on me this year (probably trying to reduce their absolute risk).


portfolioflyer
Nov 6, 09, 1:13 pm
they cancel when the card itself expires. although for my bank of america card, they sent me a new one when my unactivated card expired.

tev9999
Nov 7, 09, 10:04 am
I've let them sit without activating for a year or more.



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