Other Credit Card Programs - Advice for which US-based debit/credit cards to use in Stockholm

I'll be in Stockholm for about a week in a month's time, and I'd like to plan now which credit and/or debit cards to use.

I've prepaid my hotel stay but will surely have lots of meal, museum, and other incidental expenses.

I've been thinking to use mostly debit card(s) to make cash withdrawals. I have debit cards from Chase, USAA and Bank of America, and credit cards from B of A, USAA, and Amex. No Capital One or Schwab cards, and I'd rather not add to my already large collection just for this trip.

If I understand what USAA says correctly, the total charge will be 1% if I use their debit (or credit) cards.

I'm aware that B. of America has agreements with some other banks (Global ATM Network) that may make it possible to withdraw cash with no charge at all, at least from B. of A. (However, I doubt B. of A. would reimburse a possible fee from the local Stockholm bank for ATM withdrawals.)

Does anyone know which banks in Stockholm have such a Global ATM Network agreement with B. of America?

Thanks for any advice,

R.

You can go to BofA website and do a search of Global ATM Network to see if you can unearth the list. BofA does a good job to HIDE the information, but can be found using search function.

BofA Global ATM Network does not cover Sweden. So you will be hit by an international withdrawal fee by BofA, plus other fees local ATMs may charge, if there is any.
The Global ATM Network only covers Germany (must use Deutsche Bank), France (must use BNP), UK (must use Barclays) and THAT IS IT!
Santander, the largest Spanish bank is for Mexico only, not even in Spain!

That is why a Schwab Investor Checking account or a Fidelity mySmartCash account would come in very handy when you travel aboard a lot - no specific bank required, any bank, any ATM, highly competitive exchange rates, no withdrawal fee, unlimited reimbursement of ATM fee, if any.

None of your cards would save you withdrawal fees charge by your own banks, other than the USAA which I am not familiar with (not eligible for their products). Does USAA not charge you any international withdrawal fee other than the 1%? If so, then it is the only card you should use to get your local currency.

My understanding from USAA is that, for cash withdrawals from ATMs using my USAA debit card, the only charge will be 1% plus a possible fee from the foreign ATM owner.

I guess I should now try to figure out whether banks in Stockholm charge for ATM withdrawals -- hopefully not, like in the UK.