Other Credit Card Programs - Frontier MasterCard special offering 40k/2 round trips




swdke
Oct 26, 09, 12:32 pm
Frontier MC currenly is offering 40k, enough for 2 round trips for new applications.

www.frontierairlines.com/frontier/specials/earlyreturns-offers/online-offers-details.do?name=worldcard

"*Limited time offer for new accounts opened
10/1/2009-11/15/2009. Total of $750 in
cumulative purchases must be made by 2/28/2010"

Is this a good deal?


jeelele
Oct 26, 09, 12:46 pm
Thats great deal. I would immediately signed up for it... only if it wasn't a Barclay's card. They seem to have gotten into a habit of rejecting my applications.

easygoing77
Oct 26, 09, 2:20 pm
Thats great deal. I would immediately signed up for it... only if it wasn't a Barclay's card. They seem to have gotten into a habit of rejecting my applications.

What is the reason(s) Barclay's gave when they rejected your app.
I am thinking of signing up for Travelocity Master card, but wondering what is the criteria they are using to approve for their credit cards?


ez311
Oct 26, 09, 4:48 pm
This is a pretty tempting offer...

whynotgo
Oct 27, 09, 7:16 am
I churn a lot of credit cards. Barclays has gotten to be rather difficult to get a new application approved. Me - High credit scores, no debt, etc. Barclays does not like me to have multiple Barclays accounts open. Nowadays, if there is a new Barclays card I want, I cancel all existing Barclays cards first. Even then, I usually get an initial rejection or very low limit (I got a $200 limit on a Usairways Mastercard last year (more common CL is 6,000 -12,000). In my opinion, only apply for this card if you can tolerate a hard pull for only a chance of getting the card approved and you are willing to prepare to make the application by canceling cards and you are willing to call Barclays to get the application approved.

Some more thoughts, " For the Annual Fee World Card and the Annual Fee Platinum Card: $49". A cheap amount for 40,000 miles (2 roundtrip tickets).

My two cents.

philemer
Oct 27, 09, 10:19 am
Two r/t tickets, within the contiguous US, for $49 seems like a good idea to me.

matt860
Oct 27, 09, 10:31 am
thanks OP, I applied and was approved. a great promotion.

whynotgo
Oct 27, 09, 10:44 am
I live in Virginia. Does any know what bureau Barclays will use? I found some information on Creditboards.com that suggest Transunion. Can someone that applied for a Barclays personal credit card and have credit monitoring service check and get back to me?

whynotgo
Oct 27, 09, 10:46 am
thanks OP, I applied and was approved. a great promotion.

Matt860,

Do you have any other Barclays credit cards and if so, which one(s)?

matt860
Oct 27, 09, 1:17 pm
Used to have a USAir card (several yrs ago). Have not had any Barclays cards since. as for which credit reporting agency, I don't have a credit monitoring subscription, so can't help on that.

swdke
Nov 5, 09, 8:43 am
I applied today and was approved. If I spend the $750 in my first billing, get the 40,000 miles, can I cancel the card but get to keep the miles. I only want the miles, I don't need the card, and therefore rather not pay the $49 fee, even though I agree it's a cheap amount to pay for miles equivalent to two free tickets. Anyhow, if I cancel the card after it's first billing,and after the miles are deposited into my mileage account, will they take the miles back?

indyscott
Nov 5, 09, 2:53 pm
I signed up for the card under the 40,000 point promo. In addition, the website says that an additional 10,000 miles can be earned by completing a 0% balance transfer (3% fee, but capped at $50!) . I'm not sure if the offers stack, but I'll report back when I get the next bill.

I think the balance transfer must be complete within the first 30 days, so I quickly charged the $750, paid it off immediately, then executed the balance transfer...

Quite a good deal if it works!

sdsearch
Nov 6, 09, 2:10 pm
I think the balance transfer must be complete within the first 30 days, so I quickly charged the $750, paid it off immediately, then executed the balance transfer...

Good luck. I think the banks can still shuffle things around so that the low-interest rate stuff that you incurred in a billing cycle is what's applied to payments you made in that billing cycle, no matter what order you amde payments or had charges appear. Which could mean you'l end up with $750 of the BT paid off and the $750 of your purchases incurring interest!

I would never start a BT in a billing cycle that had either new purchases or started out with a balance owed. At least until the new law goes into effect, I'd always do a balance transfer on a clean card.

I think the credit card companies know that, and they love to give you offers which require that you fall into that trap. I''ve seen other offers like this.

IMHO you did things in the wrong order. You should have done the BT instantly, paid it off ASAP, waitied for a statement that said $0 balance, and only then charged $750 before the cutoff date (paying off each statement by the due date).

Meanwhile, yes it is theoretically two round trips, but postings in the past half year over at the Frontier forum show that Frontier awards have gotten extremely hard to redeem for many people. This may, however, depend on what city you live in and where (if other than DEN) you want to travel. (OTOH, now I think you can also redeem for co-owned Midwest Airlines and maybe that's eaiser for some, I dunno.)

whynotgo
Nov 6, 09, 2:41 pm
IMHO you did things in the wrong order. You should have done the BT instantly, paid it off ASAP, waitied for a statement that said $0 balance, and only then charged $750 before the cutoff date (paying off each statement by the due date).

+1

sdsearch is an expert on these matters. Per the terms and conditions, "20,000 Bonus Miles with your first purchase, plus an additional *20,000 miles when you spend $750 or more by 2/28/2010." Indyscott could have done the BT, paid it off, go a statement with a $0 balance, made a $1 purchase, paid it off, and been done (with a $49 annual fee and a $50 BT fee = $99 for 40,000 miles).

Lessons learned for all.

denCSA
Nov 6, 09, 3:00 pm
Be an informed consumer and realize that with all the inflationary changes that have taken place at F9 in the past few years (Air Fairs, unbundling, redemption price increase, etc.) it has become almost impossible to redeem 'standard' F9 rewards. I know, I used to work there and saw the decline and complaints from RR members. You'll likely have to get suckered into to one of there ongoing promos that allows all members to redeem 'Choice+' redemptions for higher miles. Just be aware.



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