Most Expensive Item charged to your Amex Card
Jan 11, 2004, 8:17 am
#1
Original Poster
Join Date: Jan 2004
Location: CH
Posts: 5
Most Expensive Item charged to your Amex Card
I have been told that it is possible to charge a car to an american express card. I have been told that the dealership will only charge a certain amount and not the entire car. Im wondering what is the most expensive item you ever charged to your American Express Card. Will Amex approve a $2.6M house purchase? Since the item needs to be paid off in 30 days im guess the hype about lear jets being purchased on the card is far fetched. How high was your item!
Jan 11, 2004, 8:35 am
#2
Join Date: Mar 2000
Location: BOS
Posts: 2,315
If you are signed up for online access you can determine the highest amount AMEX will routinely approve. On my card it seems to top off at about $40,000-$50,000 depending on what is already open on the account. Not to say they wouldn't approve something higher with a call, but those amounts would go through routinely. I think the most I have charged on one charge was about $25,000 for some business equipment. Car dealers routinely refuse to put more than $500-$1,000 on the card in my experience.
Jan 11, 2004, 8:40 am
#3
Join Date: Nov 2002
Location: CH / D
Programs: Amex, Avis, BA, BD, CX, FS, Hertz, HH, IC, LH, NH, RC, RCCL, Sixt, SPG, SQ, UA
Posts: 7,050
I met people who did a Radisson Seven Seas world cruise, we were only on the ship for 9 nights, and they charged it all to their Amex card. Probably close to 300K for the big suites for a couple!
But this is nothing, I guess you should call and ask. A Quantas flyer I read about charged a AUD 2M building to his Diners Club card!
[This message has been edited by flamboyant 1 (edited Jan 11, 2004).]
But this is nothing, I guess you should call and ask. A Quantas flyer I read about charged a AUD 2M building to his Diners Club card!
[This message has been edited by flamboyant 1 (edited Jan 11, 2004).]
Jan 11, 2004, 8:56 am
#4
Join Date: Jul 1999
Location: Land of 10,000 Upgrades
Posts: 9,465
Jan 11, 2004, 2:29 pm
#5
FlyerTalk Evangelist
Join Date: Feb 2003
Location: New York, NY
Programs: BAEC Gold, Delta Platinum, Hilton Diamond, Marriott Gold, AMEX Platinum (US)
Posts: 18,487
Not on mine but one of my Dads work colleagues needed a car while in Georgia so bought a $50,000 Mercedes on his AmEx. one call to AmEx to authorise and it was done
Jan 11, 2004, 7:23 pm
#7
Join Date: Jan 2004
Posts: 4,220
If a car dealer allows you to charge your entire purchase onto a credit card, you can rest assured they'll be taking that into account when negotiating the price of the vehicle. Assuming the dealer is losing 3% to AmEx on every transaction, that's $1,500 out the door on a $50,000 car.
With my most recent lease in February 2003, the dealer allowed a maximum of $2,000 on the card. This was their standard chargeable limit on vehicle purchases; I'm assuming they would have allowed more for repair work.
With my most recent lease in February 2003, the dealer allowed a maximum of $2,000 on the card. This was their standard chargeable limit on vehicle purchases; I'm assuming they would have allowed more for repair work.
Jan 12, 2004, 3:18 am
#10
Join Date: Aug 2003
Location: Maidenhead, UK
Programs: AmEx Plat, VS AG, SPG Gold, Priority Club/IHG Plat Ambassador, HHon Diamond, Hertz Pres Circle
Posts: 347
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Uli:
... the room bill at the burj-al-arab for a 10 days stay
</font>
... the room bill at the burj-al-arab for a 10 days stay
</font>
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Bazz
Still Flying
Jan 12, 2004, 5:26 am
#11
Suspended
Join Date: Mar 2002
Location: Canada, USA, Europe
Programs: UA 1K
Posts: 31,452
When I bought my wife her engagement ring I wanted to put it on Amex but knew I should probably call ahead. This was quite a princely sum.
I called PCS and was on hold for about 10 minutes after which I spoke to someone who clearly didn't do too well in maths at school. I got so fed up I called Diners Club (the old BA Executive Club DC) who approved within about 15 seconds.
I walked out of Tiffany's with some heart palpitations but one hell of a lot of miles!
I called PCS and was on hold for about 10 minutes after which I spoke to someone who clearly didn't do too well in maths at school. I got so fed up I called Diners Club (the old BA Executive Club DC) who approved within about 15 seconds.
I walked out of Tiffany's with some heart palpitations but one hell of a lot of miles!
Jan 12, 2004, 12:53 pm
#13
FlyerTalk Evangelist
Join Date: Feb 2003
Location: New York, NY
Programs: BAEC Gold, Delta Platinum, Hilton Diamond, Marriott Gold, AMEX Platinum (US)
Posts: 18,487
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by LondonElite:
When I bought my wife her engagement ring I wanted to put it on Amex but knew I should probably call ahead. This was quite a princely sum.
I called PCS and was on hold for about 10 minutes after which I spoke to someone who clearly didn't do too well in maths at school. I got so fed up I called Diners Club (the old BA Executive Club DC) who approved within about 15 seconds.
I walked out of Tiffany's with some heart palpitations but one hell of a lot of miles!</font>
When I bought my wife her engagement ring I wanted to put it on Amex but knew I should probably call ahead. This was quite a princely sum.
I called PCS and was on hold for about 10 minutes after which I spoke to someone who clearly didn't do too well in maths at school. I got so fed up I called Diners Club (the old BA Executive Club DC) who approved within about 15 seconds.
I walked out of Tiffany's with some heart palpitations but one hell of a lot of miles!</font>
Jan 12, 2004, 6:16 pm
#15
Join Date: Jan 2003
Location: FLL
Programs: delta pm, aa exp, hilton diamond
Posts: 411
I have bought my last 3 cars for around $20,000.00 to $25,000.00 on my amex. If the dealer refused to take it, I walked. Fortunately I live in an area that has at least 8 chevy delers with in an hour drive and the same amount of Nissan and Honda dealers. You can always find a car dealer that will work with you when they need to move inventory.