Jan 18, 2016, 10:43 am
Last edit by: JamilD
This thread is a continuation of: Churning Amex in Canada (2015)
Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.
Use only this thread, and do read the Wikipost carefully before posting:
Referral Offers (post only in this thread, no referral links, read Wiki post first).
JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers
New as of Jun 30, 2016
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral + earn 15K MR for each referral you make
(Note: from Mar 23 - Jun 29 the bonuses were 75K welcome and 25K referral points)
New as of March 23 2016
AMEX Business Platinum Rewards - $399/year, 75K MR (via referral) after $5000 spending in 3 months vs. 40K non-referral + earn 25K MR for each referral you make
(Note: as of Jun 30, the Business Platinum is still at 75K welcome and 25K referral points).
New as of May 2016
AMEX Gold Rewards - $150/year, FYF, 25K MR after $1500 spending + $50 cashback from GCR
(Note: as of mid-May 2016, Gold will now earn 5K points for referring and increased from $500 to $1500 required spending. FYI: from Jan 11 to mid-May, the Gold card earned 0 referral points.)
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)
AMEX Air Miles Platinum - $65/year, 2000 Air Miles after $1500 spending + $30 GCR cashback
AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback
New as of July 2016
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). The 50K/51K, extra 10K promo expired on April 01, 2016, but started up again July - Sep 30th, 2016.
Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.
Use only this thread, and do read the Wikipost carefully before posting:
Referral Offers (post only in this thread, no referral links, read Wiki post first).
JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers
New as of Jun 30, 2016
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral + earn 15K MR for each referral you make
(Note: from Mar 23 - Jun 29 the bonuses were 75K welcome and 25K referral points)
New as of March 23 2016
AMEX Business Platinum Rewards - $399/year, 75K MR (via referral) after $5000 spending in 3 months vs. 40K non-referral + earn 25K MR for each referral you make
(Note: as of Jun 30, the Business Platinum is still at 75K welcome and 25K referral points).
New as of May 2016
AMEX Gold Rewards - $150/year, FYF, 25K MR after $1500 spending + $50 cashback from GCR
(Note: as of mid-May 2016, Gold will now earn 5K points for referring and increased from $500 to $1500 required spending. FYI: from Jan 11 to mid-May, the Gold card earned 0 referral points.)
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)
AMEX Air Miles Platinum - $65/year, 2000 Air Miles after $1500 spending + $30 GCR cashback
AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback
New as of July 2016
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). The 50K/51K, extra 10K promo expired on April 01, 2016, but started up again July - Sep 30th, 2016.
Churning Amex in Canada (2016)
Sep 8, 2016, 12:20 pm
#1277
Join Date: Feb 2010
Location: London / Los Angeles
Programs: Hilton Diamond, IHG Diamond Ambassador, Marriott Platinum, Hyatt Globalist, BA Silver
Posts: 1,631
I have the Amex Platinum Charge Card(personal). Can I self-refer for the Amex Platinum Charge Small business? Am I allowed to hold both and still get the 75k and referral bonus?
Do they ask for proof of small business?
Do they ask for proof of small business?
Sep 8, 2016, 12:26 pm
#1278
Join Date: Mar 2007
Posts: 4,784
Personal Plat (you earn 15K referral bonus) -> Business Plat (75K welcome after $5K spend, $399 fee)
they don't ask, you can put your name as Business name even
^ this is for CANADA of course
Sep 8, 2016, 5:12 pm
#1279
Join Date: Feb 2010
Location: London / Los Angeles
Programs: Hilton Diamond, IHG Diamond Ambassador, Marriott Platinum, Hyatt Globalist, BA Silver
Posts: 1,631
This seems like a sweet deal!
Does Amex Canada give pro rated refunds on annual fees if you cancel card during the year?
Sep 9, 2016, 11:50 am
#1280
Join Date: Sep 2016
Posts: 11
So a few questions...
Is the AMEX Gold Personal still churnable? Haven't had one in about 10 months I think....
I have a Amex Business card (Sole Proprietor), am I able to make another one and get the points still? Or can I open another one in my name against another sole proprietor business and still get the points?
Thanks!
Is the AMEX Gold Personal still churnable? Haven't had one in about 10 months I think....
I have a Amex Business card (Sole Proprietor), am I able to make another one and get the points still? Or can I open another one in my name against another sole proprietor business and still get the points?
Thanks!
Sep 10, 2016, 10:16 am
#1281
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 3,008
Otherwise annual fees will be refunded in full up to 3 months after anniversary, again YMMV.
Sep 10, 2016, 3:49 pm
#1282
Join Date: May 2012
Posts: 144
So a few questions...
Is the AMEX Gold Personal still churnable? Haven't had one in about 10 months I think....
I have a Amex Business card (Sole Proprietor), am I able to make another one and get the points still? Or can I open another one in my name against another sole proprietor business and still get the points?
Thanks!
Is the AMEX Gold Personal still churnable? Haven't had one in about 10 months I think....
I have a Amex Business card (Sole Proprietor), am I able to make another one and get the points still? Or can I open another one in my name against another sole proprietor business and still get the points?
Thanks!
But YMMV
Sep 22, 2016, 3:04 pm
#1284
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,159
I've never churned the SPG Amex Biz before but I was going to do it in the next while via self-referral from my personal SPG Amex once I make room by closing an existing Amex CC... is it pretty straightforward like the Gold Biz or are there any wrinkles in the process to be aware of?
Sep 22, 2016, 3:21 pm
#1285
Join Date: Mar 2007
Posts: 4,784
I've never churned the SPG Amex Biz before but I was going to do it in the next while via self-referral from my personal SPG Amex once I make room by closing an existing Amex CC... is it pretty straightforward like the Gold Biz or are there any wrinkles in the process to be aware of?
but recently myself and some others have had issues with SPG referral points posting (10K referral)...I've waited 10 weeks since mid-July referral, NOTHING
So watch out for that, and keep in mind, if you do miss 10K, it'll be hard to argue for it if you did self-referral
so maybe find someone/spouse to refer you instead?
Sep 22, 2016, 10:32 pm
#1286
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,159
Pretty straightforward
but recently myself and some others have had issues with SPG referral points posting (10K referral)...I've waited 10 weeks since mid-July referral, NOTHING
So watch out for that, and keep in mind, if you do miss 10K, it'll be hard to argue for it if you did self-referral
so maybe find someone/spouse to refer you instead?
but recently myself and some others have had issues with SPG referral points posting (10K referral)...I've waited 10 weeks since mid-July referral, NOTHING
So watch out for that, and keep in mind, if you do miss 10K, it'll be hard to argue for it if you did self-referral
so maybe find someone/spouse to refer you instead?
Sep 23, 2016, 12:55 pm
#1287
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I'm thinking if you close your membership rewards account (so you get a new number) and then use a new email address in your application/online account, either or both may be all that is required for the sign-up bonus to be auto-deposited. Is this is line with everyone's experience that's churned the personal gold amex this year?
Sep 24, 2016, 9:03 am
#1288
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Do we still get the sign-up bonus for SPG Amex Personal?
I can't see anything in their T&C that states the bonus is for first time cardholders. It's time for a churn. Can anyone confirm?
Sep 24, 2016, 3:34 pm
#1289
Join Date: May 2012
Posts: 144
I'm wondering if there's a trick to this (I was successful, too, several months back - despite holding this card twice before).
I'm thinking if you close your membership rewards account (so you get a new number) and then use a new email address in your application/online account, either or both may be all that is required for the sign-up bonus to be auto-deposited. Is this is line with everyone's experience that's churned the personal gold amex this year?
I'm thinking if you close your membership rewards account (so you get a new number) and then use a new email address in your application/online account, either or both may be all that is required for the sign-up bonus to be auto-deposited. Is this is line with everyone's experience that's churned the personal gold amex this year?
Sep 27, 2016, 6:36 am
#1290
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Has anyone cancelled an Amex card and, subsequent to the cancellation, processed a refund against that card? What did you do and what did Amex do?
My situation: I have the personal SPG that I used to purchase some refundable flights (flights are next March FWIW). This wasn't some shady manufactured spend, as I legitimately intended to use those tickets. Unfortunately, plans have changed and I might need to cancel those flights and get the refund. But, I also want to cancel my SPG card and avoid having a $7500 credit on it left in limbo.
I know there are a few dedicated threads on processing refunds against cancelled cards on this site...but wanted to know if there are any Amex Canada-specific experiences to share. Thanks.
My situation: I have the personal SPG that I used to purchase some refundable flights (flights are next March FWIW). This wasn't some shady manufactured spend, as I legitimately intended to use those tickets. Unfortunately, plans have changed and I might need to cancel those flights and get the refund. But, I also want to cancel my SPG card and avoid having a $7500 credit on it left in limbo.
I know there are a few dedicated threads on processing refunds against cancelled cards on this site...but wanted to know if there are any Amex Canada-specific experiences to share. Thanks.