Has anyone actually received an "Invite" to the Centurion program in 2016?
Sep 18, 2016, 10:15 pm
#151
Join Date: May 2002
Location: Arizona
Posts: 5,689
You are off base on so many points for Amex USA I do not know where to begin. But then again I am not Amex so you could argue I am wrong.
This is pretty much the bottom line. I was recently appointed a local AMEX rep to handle all of my accounts for me based on spend. During that meeting, he proceeded to show me intricate charts for my year over year spending and how that may or may not reduce your monthly limits.
Bottom line (and this is right from AMEX mouth): pay your balances as often as possible. I make payments once a week on all my cards to decrease my overall revolving balance with them. This helps immensely with your monthly spending capacity.
Additionally, I asked my newly appointed rep about the Centurion, and he is going to escalate a case to the Centurion department for me - but can't make any guarantees.
Some Points: Annual spend must be over 5M, That spend is closely looked at (luxury travel/goods, charities/donations, other high end spending), and they may still deny you after all that.
And like others mentioned...good luck finding another card issuer who is going to give you multiple hundreds of thousands in revolving credit each month.
Bottom line (and this is right from AMEX mouth): pay your balances as often as possible. I make payments once a week on all my cards to decrease my overall revolving balance with them. This helps immensely with your monthly spending capacity.
Additionally, I asked my newly appointed rep about the Centurion, and he is going to escalate a case to the Centurion department for me - but can't make any guarantees.
Some Points: Annual spend must be over 5M, That spend is closely looked at (luxury travel/goods, charities/donations, other high end spending), and they may still deny you after all that.
And like others mentioned...good luck finding another card issuer who is going to give you multiple hundreds of thousands in revolving credit each month.
Sep 19, 2016, 5:17 am
#152
Join Date: Aug 2007
Location: London
Programs: BA GfL & GGL, LH Sen, EK & VS Gold, Amex Cent
Posts: 1,719
Sounds like Biz Cent requirements.
Sep 19, 2016, 10:22 am
#153
Join Date: Aug 2016
Location: NYC-LDN
Posts: 143
This is pretty much the bottom line. I was recently appointed a local AMEX rep to handle all of my accounts for me based on spend. During that meeting, he proceeded to show me intricate charts for my year over year spending and how that may or may not reduce your monthly limits.
Bottom line (and this is right from AMEX mouth): pay your balances as often as possible. I make payments once a week on all my cards to decrease my overall revolving balance with them. This helps immensely with your monthly spending capacity.
Additionally, I asked my newly appointed rep about the Centurion, and he is going to escalate a case to the Centurion department for me - but can't make any guarantees.
Some Points: Annual spend must be over 5M, That spend is closely looked at (luxury travel/goods, charities/donations, other high end spending), and they may still deny you after all that.
And like others mentioned...good luck finding another card issuer who is going to give you multiple hundreds of thousands in revolving credit each month.
Bottom line (and this is right from AMEX mouth): pay your balances as often as possible. I make payments once a week on all my cards to decrease my overall revolving balance with them. This helps immensely with your monthly spending capacity.
Additionally, I asked my newly appointed rep about the Centurion, and he is going to escalate a case to the Centurion department for me - but can't make any guarantees.
Some Points: Annual spend must be over 5M, That spend is closely looked at (luxury travel/goods, charities/donations, other high end spending), and they may still deny you after all that.
And like others mentioned...good luck finding another card issuer who is going to give you multiple hundreds of thousands in revolving credit each month.
Sep 19, 2016, 11:33 am
#154
Join Date: Mar 2015
Posts: 110
Sorry, I should clarify:
I was told by AMEX directly (my rep) that in order to make a recommendation to the Centurion Team directly (AMEX to AMEX handshake), the minimum annual spends should be 5M. (i.e - If I have not been invited, but been assigned an account manager, they would not even inquire with the centurion team directly about expediting or approving an application unless annual spends were 5M)
Whether they qualify you indirectly based on lower spends would be unrelated to what I was speaking of.
I was told by AMEX directly (my rep) that in order to make a recommendation to the Centurion Team directly (AMEX to AMEX handshake), the minimum annual spends should be 5M. (i.e - If I have not been invited, but been assigned an account manager, they would not even inquire with the centurion team directly about expediting or approving an application unless annual spends were 5M)
Whether they qualify you indirectly based on lower spends would be unrelated to what I was speaking of.
Sep 26, 2016, 3:08 am
#155
Join Date: Apr 2014
Location: NY / London
Programs: Amex Centurion, Amex Platinum, Citi TY Premier, Expedia Elite +, BA Silver
Posts: 12
Funny to see people with $2m spend not getting an invitation. I can guarantee if that spend was on lifestyle, hotels, first class airfare/jet charter etc You would get one. I honestly think the reason they invited me with 200-400k spend is because I used my Plat card (still use Cent in same way) for everything. My daily Starbucks gets swiped, Wholefoods, taxi rides/uber, subway fair. But also the Hermes bags, 5 star hotels etc.
I think Amex wants to be able to assess someones entire spending pattern before offering the Cent. If you are booking 50 first class tickets all with different passenger names, that is just not going to work. They are going to flag it as a business expenses. Their computers have gotten too smart to be fooled by $50k of paper for the photocopier machine at your office disguised as personal lunches.
I think Amex wants to be able to assess someones entire spending pattern before offering the Cent. If you are booking 50 first class tickets all with different passenger names, that is just not going to work. They are going to flag it as a business expenses. Their computers have gotten too smart to be fooled by $50k of paper for the photocopier machine at your office disguised as personal lunches.
Sep 26, 2016, 7:42 am
#156
Join Date: Aug 2016
Location: NYC-LDN
Posts: 143
Funny to see people with $2m spend not getting an invitation. I can guarantee if that spend was on lifestyle, hotels, first class airfare/jet charter etc You would get one. I honestly think the reason they invited me with 200-400k spend is because I used my Plat card (still use Cent in same way) for everything. My daily Starbucks gets swiped, Wholefoods, taxi rides/uber, subway fair. But also the Hermes bags, 5 star hotels etc.
I think Amex wants to be able to assess someones entire spending pattern before offering the Cent. If you are booking 50 first class tickets all with different passenger names, that is just not going to work. They are going to flag it as a business expenses. Their computers have gotten too smart to be fooled by $50k of paper for the photocopier machine at your office disguised as personal lunches.
I think Amex wants to be able to assess someones entire spending pattern before offering the Cent. If you are booking 50 first class tickets all with different passenger names, that is just not going to work. They are going to flag it as a business expenses. Their computers have gotten too smart to be fooled by $50k of paper for the photocopier machine at your office disguised as personal lunches.
Sep 26, 2016, 8:11 am
#157
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
http://ir.americanexpress.com/Earnings-and-Events
Sep 26, 2016, 9:43 am
#158
Join Date: Aug 2016
Location: NYC-LDN
Posts: 143
I don't see this. Quarter ending 6.30.2016 American Express reported $185 billion billed sales in USA. Same quarter in 2014 billed USA sales were $173 billion.
http://ir.americanexpress.com/Earnings-and-Events
http://ir.americanexpress.com/Earnings-and-Events
Oct 7, 2016, 4:26 pm
#159
Join Date: Oct 2016
Programs: AMEX Plat, Qantas WP
Posts: 4
Centurion Invite Sept 16
Hi all, Im a first time poster.
I would like to hear your thoughts after reading your Amex Centruion posts.
I have been an Australia AMEX Plat member for little over a year. I put on average 10k-15k though the card. This is not a business card but a personal card which like most of you, use to get the best points return.
The other week I received a black box which contained an invite to join the Centruion program. Now from what Im reading Im thinking AMEX have messed up. I do not earn $1.5m and I do not hold $16m of assets. I am in the $200k earning bracket. I have a good credit score of high 700's with not a single default or late payment to my name.
So my question. Is the invite a sure thing if I accept? Or will I be declined?
P
I would like to hear your thoughts after reading your Amex Centruion posts.
I have been an Australia AMEX Plat member for little over a year. I put on average 10k-15k though the card. This is not a business card but a personal card which like most of you, use to get the best points return.
The other week I received a black box which contained an invite to join the Centruion program. Now from what Im reading Im thinking AMEX have messed up. I do not earn $1.5m and I do not hold $16m of assets. I am in the $200k earning bracket. I have a good credit score of high 700's with not a single default or late payment to my name.
So my question. Is the invite a sure thing if I accept? Or will I be declined?
P
Last edited by JD2; Oct 7, 2016 at 5:10 pm
Oct 7, 2016, 4:30 pm
#160
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Oct 7, 2016, 5:47 pm
#162
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,141
My question is do you really want to pay $5K for initiation and $2.5K annually? That is a big chuck of your earnings bracket....
Oct 7, 2016, 6:18 pm
#163
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Thank you for the clarification. I would not assume that American Express made an error. If the card would be good value, accept the invitation and see.
As a matter of interest is there an initiation fee, and what is the annual fee now?
This thread is dated, but mentions the annual fee at A$4300 in 2009: http://www.flyertalk.com/forum/ameri...solidated.html
As a matter of interest is there an initiation fee, and what is the annual fee now?
This thread is dated, but mentions the annual fee at A$4300 in 2009: http://www.flyertalk.com/forum/ameri...solidated.html
Oct 7, 2016, 8:05 pm
#164
Join Date: Oct 2016
Programs: AMEX Plat, Qantas WP
Posts: 4
Hi,
The letter said. $5000 joining fee ( which would be waived) plus $5000 annual cost.
So total would be $5000 AUD. Considering how frequent myself and my family travel ( domestic and international) the travel insurance, airline perks + concierge would be used a lot.
Fingers crossed
The letter said. $5000 joining fee ( which would be waived) plus $5000 annual cost.
So total would be $5000 AUD. Considering how frequent myself and my family travel ( domestic and international) the travel insurance, airline perks + concierge would be used a lot.
Fingers crossed
Oct 7, 2016, 11:54 pm
#165
FlyerTalk Evangelist
Join Date: Feb 1999
Location: Seat 1A, Juice pretty much everywhere, Mucci des Coins Exotiques
Posts: 34,339
I would like to hear your thoughts after reading your Amex Centruion posts.
I have been an Australia AMEX Plat member for little over a year. I put on average 10k-15k though the card. This is not a business card but a personal card which like most of you, use to get the best points return.
The other week I received a black box which contained an invite to join the Centruion program. Now from what Im reading Im thinking AMEX have messed up. I do not earn $1.5m and I do not hold $16m of assets. I am in the $200k earning bracket. I have a good credit score of high 700's with not a single default or late payment to my name.
I have been an Australia AMEX Plat member for little over a year. I put on average 10k-15k though the card. This is not a business card but a personal card which like most of you, use to get the best points return.
The other week I received a black box which contained an invite to join the Centruion program. Now from what Im reading Im thinking AMEX have messed up. I do not earn $1.5m and I do not hold $16m of assets. I am in the $200k earning bracket. I have a good credit score of high 700's with not a single default or late payment to my name.