Only 3 Amex card applications allowed in 90 days? [USA]
Jun 8, 2016, 6:20 pm
#31
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,939
Keep in mind that Amex will only give you 4 credit cards (as opposed to limitless charge cards). As for dates, we are 90+ days past the 3/3 app so I think you're ok.
Jun 8, 2016, 6:31 pm
#32
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Aug 28, 2016, 6:53 pm
#33
Join Date: May 2012
Posts: 728
Maximum # Amex Cards in Set time??
I have been approved for 4 amex cards in the last 3 months. Applied tonight for Amex Hilton HHonors card and was denied for the following reason...this is the first Amex card I have ever been denied for. 6 figure income, house paid off, 810 FICO on amex
Hilton Surpass, personal platinum, MB platinum, and delta biz platinum all approved since May 30
Is there a maximum number of amex cards that they will approve in a set time frame?
Thank you for applying for the Hilton HHonorsTM Card from American Express. We value your Membership and appreciate your interest in another American Express Card. We regret we are unable to approve this request.
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The reason for our decision is that you have reached the maximum number and type of Cards that we will approve within the period of a few months
Hilton Surpass, personal platinum, MB platinum, and delta biz platinum all approved since May 30
Is there a maximum number of amex cards that they will approve in a set time frame?
Thank you for applying for the Hilton HHonorsTM Card from American Express. We value your Membership and appreciate your interest in another American Express Card. We regret we are unable to approve this request.
Â
The reason for our decision is that you have reached the maximum number and type of Cards that we will approve within the period of a few months
Aug 28, 2016, 9:56 pm
#36
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
This was once true, but in the last year a few people did get more than 4, and since March of this year several others as well.
Even his denial didn't say he had the limit only that to short of time was involved.
http://www.flyertalk.com/forum/ameri...-days-usa.html
http://www.flyertalk.com/forum/ameri...-limit-23.html
Even his denial didn't say he had the limit only that to short of time was involved.
http://www.flyertalk.com/forum/ameri...-days-usa.html
http://www.flyertalk.com/forum/ameri...-limit-23.html
Last edited by mhdena; Aug 28, 2016 at 10:15 pm
Sep 29, 2016, 8:25 am
#37
Join Date: Feb 2007
Posts: 647
How soon can I apply for another Amex Business Card?
I currently have 3 Amex cards (2 Personal, 1 Business), the latest being a Plat business card but wanted to apply to one more to get 10k MQM to make diamond this year on delta. The last card was approved on July 5, 2016. No other Amex in the last 12 months except for this one and no other CC applied for as well.
Feb 21, 2017, 6:21 pm
#38
Join Date: Nov 2016
Posts: 812
Delta Gold Biz: 1/17 Instant Approval
Delta Gold Personal: 1/19, delayed until 1/24, then approval email
PRG: 2/7 Instant Approval
Green: 2/11 Instant Approval
Gold: 2/11 Instant Approval
Everyday: 2/13 Instant Decline online. Letter in the mail stated too many accounts opened in recent months.
Just called in and requested the application to be manually reviewed. What are the chances of me getting approved for this? Reading this thread makes me think it's pretty good?
Delta Gold Personal: 1/19, delayed until 1/24, then approval email
PRG: 2/7 Instant Approval
Green: 2/11 Instant Approval
Gold: 2/11 Instant Approval
Everyday: 2/13 Instant Decline online. Letter in the mail stated too many accounts opened in recent months.
Just called in and requested the application to be manually reviewed. What are the chances of me getting approved for this? Reading this thread makes me think it's pretty good?
Mar 21, 2017, 11:24 am
#39
Join Date: Sep 2013
Posts: 64
Does anyone know if the # of credit card applications per a 90 day period also includes authorized users?
12/26/2016 Blue Cash Everyday Owner (approved)
1/24/17 Starwood Preferred Personal Authorized User (approved)
2/16/17 Starwood Preferred Owner (approved)
3/20/17 Starwood Preferred Business Owner (cancelled)
If it is 2 credit cards per 90 days i can see why it was cancelled, I should've waited until next Monday to apply, i didn't even think about it. I'm guessing there was no hard pull and it was automatically cancelled, due to the # of approvals. Once the Blue Cash drops off in the next couple days, any idea if I will be ok to apply once again for the SPG business?
12/26/2016 Blue Cash Everyday Owner (approved)
1/24/17 Starwood Preferred Personal Authorized User (approved)
2/16/17 Starwood Preferred Owner (approved)
3/20/17 Starwood Preferred Business Owner (cancelled)
If it is 2 credit cards per 90 days i can see why it was cancelled, I should've waited until next Monday to apply, i didn't even think about it. I'm guessing there was no hard pull and it was automatically cancelled, due to the # of approvals. Once the Blue Cash drops off in the next couple days, any idea if I will be ok to apply once again for the SPG business?
Oct 30, 2017, 8:59 am
#40
Join Date: Jan 2015
Posts: 59
Not quite sure of AMEX 2/90 rule
I understand this rule is for credit cards, not charge cards.
So, 10 days ago I applied for a business credit card, approved.
4 days ago applied for targeted Delta personal card, approved.
I want to apply for a different Delta personal card (also targeted) before Nov 8 deadline - will it be considered 3/90 or is the business card counted separately?
And, I'd like to apply for a personal Platinum Charge card in December, or am I expecting too much?
Been with AMEX about 15 years and have SPG personal for many years.
So, 10 days ago I applied for a business credit card, approved.
4 days ago applied for targeted Delta personal card, approved.
I want to apply for a different Delta personal card (also targeted) before Nov 8 deadline - will it be considered 3/90 or is the business card counted separately?
And, I'd like to apply for a personal Platinum Charge card in December, or am I expecting too much?
Been with AMEX about 15 years and have SPG personal for many years.
Oct 30, 2017, 8:04 pm
#41
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 864
(this thread on target, but does another thread have wiki advice?)
Got instant approval Platinum Amex Delta personal + busn last week;
want Starwood Preferred Guest® Business Credit Card from American Express now;
35Kpt bonuses + 10K spend = 45Kpts ends Nov 1 AFAIK, so want to apply asap...
unsure as to written-unwritten rule (3) applies within same month;
Kosher or not???
Advice from experts on this topic appreciated;
(previous responses in this thread conflict...?) Thanks in advance!!!
Got instant approval Platinum Amex Delta personal + busn last week;
want Starwood Preferred Guest® Business Credit Card from American Express now;
35Kpt bonuses + 10K spend = 45Kpts ends Nov 1 AFAIK, so want to apply asap...
unsure as to written-unwritten rule (3) applies within same month;
Kosher or not???
Advice from experts on this topic appreciated;(previous responses in this thread conflict...?) Thanks in advance!!!
Last edited by TravelPhotographer; Oct 30, 2017 at 8:58 pm
Jan 16, 2018, 1:15 pm
#42
Join Date: Nov 2009
Location: PDX
Programs: Don't think it matters...
Posts: 5,240
Applying for Business Gold Charge Card
I have already applied and been approved for 2 Amex credit cards within last month, so cannot apply for another one. Have a big organic spend coming up and so wanted to utilize that to meet some other card minimum spend limits. Am above 5/24, so chase is no go for now.
My credit history is less than 1 year old (~ 9 months) and have 3 credit cards from Amex . Does a charge card need a longer credit history or can they approve this basis my limited (but decent) relationship with them ?
While I read they don't do HP's for credit cards, not sure about charge card's and would like to avoid a HP if possible if its sure to be declined.
DP's appreciated.
Thanks,
My credit history is less than 1 year old (~ 9 months) and have 3 credit cards from Amex . Does a charge card need a longer credit history or can they approve this basis my limited (but decent) relationship with them ?
While I read they don't do HP's for credit cards, not sure about charge card's and would like to avoid a HP if possible if its sure to be declined.
DP's appreciated.
Thanks,
Jan 16, 2018, 1:23 pm
#43
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
This is an over simplification. American Express may make an inquiry for any application, credit or charge, personal or business. They sometimes do not if the applicant has sufficient history with American Express.
Mar 6, 2018, 10:08 am
#44
Join Date: Mar 2015
Posts: 134
Applying for Platinum card and PR Gold card at same time, will I get both bonuses?
Hello,
A gentleman with a website is claiming that Amex will not honor bonus point awards if I were to apply for 2 cards within 90 days. Source:
https://www.rewardexpert.com/blog/am...sign-up-bonus/
Is this accurate? I just got approved for the Platinum card, and was thinking of doing the Premier Rewards Gold Card as well(after waiting the necessary 5 days of course). However, this guy is saying I won't get the bonus if I do both cards within 90 days?
Does anyone have any insight into this situation?
Thanks!
-heli
A gentleman with a website is claiming that Amex will not honor bonus point awards if I were to apply for 2 cards within 90 days. Source:
https://www.rewardexpert.com/blog/am...sign-up-bonus/
Another important restriction to keep in mind is that you cannot get a sign-up bonus if you’ve gotten a new Amex card within 90 days of your application. While you can apply for two cards within a three month period, you probably won’t want to because you won’t get bonuses for both cards.
Does anyone have any insight into this situation?
Thanks!
-heli
Mar 6, 2018, 10:28 am
#45
Join Date: Nov 2009
Location: PDX
Programs: Don't think it matters...
Posts: 5,240
Hello,
A gentleman with a website is claiming that Amex will not honor bonus point awards if I were to apply for 2 cards within 90 days. Source:
https://www.rewardexpert.com/blog/am...sign-up-bonus/
Is this accurate? I just got approved for the Platinum card, and was thinking of doing the Premier Rewards Gold Card as well(after waiting the necessary 5 days of course). However, this guy is saying I won't get the bonus if I do both cards within 90 days?
Does anyone have any insight into this situation?
Thanks!
-heli
A gentleman with a website is claiming that Amex will not honor bonus point awards if I were to apply for 2 cards within 90 days. Source:
https://www.rewardexpert.com/blog/am...sign-up-bonus/
Is this accurate? I just got approved for the Platinum card, and was thinking of doing the Premier Rewards Gold Card as well(after waiting the necessary 5 days of course). However, this guy is saying I won't get the bonus if I do both cards within 90 days?
Does anyone have any insight into this situation?
Thanks!
-heli