Jun 16, 2015, 4:43 pm
Last edit by: pseudoswede
Amex Product Conversion Options
Call The Number On Back Of The Card
PERSONAL
CHARGE
Green, Gold, Platinum <--> Green, Gold, Platinum
CREDIT
Blue Cash Preferred <--> Blue Cash Everyday
Delta (G,P,R) --> Delta (G,P,R), Hilton (HHonors, Surpass), Starwood
Starwood <--> None (as of 7/3/2018)
BUSINESS/OPEN
CHARGE
Green, Gold, Platinum <--> Green, Gold, Platinum
CREDIT
Delta (G,P,R) --> Simply Cash
Call The Number On Back Of The Card
PERSONAL
CHARGE
Green, Gold, Platinum <--> Green, Gold, Platinum
CREDIT
Blue Cash Preferred <--> Blue Cash Everyday
Delta (G,P,R) --> Delta (G,P,R), Hilton (HHonors, Surpass), Starwood
Starwood <--> None (as of 7/3/2018)
BUSINESS/OPEN
CHARGE
Green, Gold, Platinum <--> Green, Gold, Platinum
CREDIT
Delta (G,P,R) --> Simply Cash
USA card product conversions...
Jan 5, 2016, 6:14 am
#61
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Premier Rewards Gold is a charge card, while Everyday is a credit card. Don't be surprised if it turns out that the CSR actually submitted an application for Everyday, and that this conversion was really a new application with a cancellation.
Jan 5, 2016, 9:14 am
#62
Join Date: Jan 2011
Location: HKG • Ex SFO, NYC
Programs: UA 1K, AA EXP; Marriott Amb; Hyatt Globalist; Shangri-la Diamond; IHG SpireAmb; Hilton D; Accor G
Posts: 3,319
If the agent actually did that, do you have any recourse to be compensated for having a hard pull, an account closed, and a new account against your will. This won't look good on a credit report.
Feb 14, 2016, 10:01 pm
#63
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,505
Changed my Delta Gold card to the Hilton Surpass just now. Apparently Blue Cash Everyday might have been another no-AF option too according to the CSR but I already have that card.
Feb 15, 2016, 4:58 pm
#64
Join Date: Apr 2002
Posts: 587
What happens to the annual fee when you convert from one product to another, especially when it's different ($95 for Gold Delta and $75 for Hilton Surpass) ? Also, is there a time frame that conversions are allowed (no more than 1 per lifetime or 1 per year, etc) ? I just converted my SPG AMEX to the Gold Delta, but would like to eventually convert to the no annual fee Hilton card. I originally requested a conversion to AMEX Hilton, but it was not allowed.
Feb 15, 2016, 5:05 pm
#65
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,505
What happens to the annual fee when you convert from one product to another, especially when it's different ($95 for Gold Delta and $75 for Hilton Surpass) ? Also, is there a time frame that conversions are allowed (no more than 1 per lifetime or 1 per year, etc) ? I just converted my SPG AMEX to the Gold Delta, but would like to eventually convert to the no annual fee Hilton card. I originally requested a conversion to AMEX Hilton, but it was not allowed.
Also, from what it sounded like over the phone last night, they allow PC once a year or so per card, but I could be wrong on that.
Feb 15, 2016, 5:43 pm
#67
Join Date: Nov 2014
Location: USA
Posts: 1,084
Feb 15, 2016, 5:46 pm
#68
Join Date: Nov 2014
Location: USA
Posts: 1,084
Feb 16, 2016, 12:26 pm
#70
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Switched! The only reason I had the Blue was to hold my MR points during the times I don't have any MR earning cards, other than that it's useless. Now with the Freedom 10+10 gone, the new Everyday card will likely be my go to card for everyday spending.
Mar 9, 2016, 10:05 am
#71
Join Date: Nov 2014
Location: USA
Posts: 1,084
Couple of months ago I inquired about switching some of my SPG cards to another product and was only given delta products as possibilities
I called Amex recently and they said that there are no options to change out of SPG products anymore.
I've got at least a month before my renewal so i will keep the SPG cards but am definitely looking to cull the dead AF weight.
I called Amex recently and they said that there are no options to change out of SPG products anymore.
I've got at least a month before my renewal so i will keep the SPG cards but am definitely looking to cull the dead AF weight.
Mar 25, 2016, 10:15 pm
#72
Join Date: Dec 2008
Posts: 3,024
Ugh. Amex is such a pain to deal with. They used to allow PCing the SPG Biz to the Simply Cash Biz but it looks like they no longer do that b/c they are different products. What the heck. Why do I have to waste a hard pull to cancel and reapply? And there's no bonus so I'm not going to do that...
Apr 18, 2016, 6:55 am
#73
Join Date: Sep 2012
Location: TPA/SRQ
Programs: Hyatt Explorer, Marriott Titanium, AA Plat Pro, UA Silver, Avis Plus, Hertz PC
Posts: 2,692
Downgrade Delta Amex to ?
Is it possible to downgrade a DL Amex to something without an annual fee? If so, what would you suggest? I am not worried about the DL miles, but I would like to keep the Amex in my wallet if possible
Thanks!
Thanks!
Apr 18, 2016, 8:48 am
#74
Join Date: Nov 2014
Location: USA
Posts: 1,084
Ugh. Amex is such a pain to deal with. They used to allow PCing the SPG Biz to the Simply Cash Biz but it looks like they no longer do that b/c they are different products. What the heck. Why do I have to waste a hard pull to cancel and reapply? And there's no bonus so I'm not going to do that...
Apr 20, 2016, 3:50 am
#75
FlyerTalk Evangelist
Join Date: Aug 2009
Location: ZOA, SFO, HKG
Programs: UA 1K 0.9MM, Marriott Gold, HHonors Gold, Hertz PC, SBux Gold, TSA Pre✓
Posts: 13,811