Gold Business 75k w/ $10k spend - Not targeted expires 6/26/12
Jun 20, 2012, 12:22 pm
#16
Join Date: Apr 2012
Location: Lincoln
Programs: UA,AA, US Air,Delta, Southwest
Posts: 5
I canceled my personal gold back at March; and last month I tried to apply for the SPG personal and business at the same time. The personal got approved but the business one got rejected.
Do you think I should try to apply for this one, or I would pretty much got rejected? I do have a big purchase coming up in a month to fulfill the spending requirement.
Thanks.
Do you think I should try to apply for this one, or I would pretty much got rejected? I do have a big purchase coming up in a month to fulfill the spending requirement.
Thanks.
Jun 20, 2012, 1:42 pm
#19
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Jun 20, 2012, 2:19 pm
#20
Join Date: Nov 2007
Programs: Marriott Bonvoy Platinum, Hilton Honors Diamond, Delta Gold
Posts: 4,347
I already have a Gold card on our business name and Federal tax ID and gave my social on the application, so I believe that I would not be able to apply again on my business name.
My question is, can I apply on my business name again using my husband's social and still qualify for the bonus points? Or, should I just have my husband apply as a sole proprietor using his social as both the business and personal ID?
Thanks!
My question is, can I apply on my business name again using my husband's social and still qualify for the bonus points? Or, should I just have my husband apply as a sole proprietor using his social as both the business and personal ID?
Thanks!
Jun 20, 2012, 3:51 pm
#22
Join Date: Jun 2001
Location: LAX
Programs: AA Gold (prev. Ex Plat for 10 years); DL Plat; UA Gold; Hilton Diamond
Posts: 2,338
I got in the mail yesterday a business Platinum card offer with similar spend requirement (10k) but 100k rewards bonus. Contemplating if I can actually get there on spend. I could do it if I charge my quarterly tax payments but those come with a hefty service charge so not sure it's worth pursuing.
Jun 20, 2012, 6:35 pm
#25
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Hmm. Does anyone have any experience with switching pending applications to a different card with Amex? Yesterday, I applied for both the SPG Personal and Business cards. The business one is pending because they said they can't do both the same day, and to call back in 5 days. I'm wondering if I can switch that application to this offer instead. If I end up transferring to SPG points, it's the same size bonus, but the points are more flexible. That SPG offer is more likely to still be there when I'm ready for another round of apps. Anyone ever done anything like this?
(Got wedding expenses coming up, so minimum spend won't be a problem.)
(Got wedding expenses coming up, so minimum spend won't be a problem.)
Jun 20, 2012, 8:30 pm
#28
Join Date: Apr 2012
Location: Lincoln
Programs: UA,AA, US Air,Delta, Southwest
Posts: 5
They said my risk score is too high.
There are several reasons listed
Short period of time been a customer with Amex (I had a personal gold last May, but cancel it at April)
Too many recent credit checks (1 last Dec. , 1 Jan., 2 April, 2 May. All are personal card except the Ink Bold applied at May)
Insufficient time in business (I fill that in my business is 1 year's old)
Revolving bank trad credit limit is too low (Experian) (I don't really know what that mean)
My FICO score is 729
There are several reasons listed
Short period of time been a customer with Amex (I had a personal gold last May, but cancel it at April)
Too many recent credit checks (1 last Dec. , 1 Jan., 2 April, 2 May. All are personal card except the Ink Bold applied at May)
Insufficient time in business (I fill that in my business is 1 year's old)
Revolving bank trad credit limit is too low (Experian) (I don't really know what that mean)
My FICO score is 729
Jun 20, 2012, 9:10 pm
#29
Join Date: Jan 2012
Programs: AA Platinum, Hyatt Globalist, Hilton Diamond, Bonvoy Titanium
Posts: 174
I spoke to them on the phone today. The one year bonus is from the time you were approved and received the card you already have. I have this same problem, but in reverse. I received the Platinum 100,000 offer yesterday and since I already have this Gold Amex Business card (I've had it since November 2011) I have to wait until then to be able to qualify.
Jun 20, 2012, 9:35 pm
#30
Join Date: May 2009
Posts: 77
I just applied for this 75k offer and then immediately after applied for a targeted 50k personal premier rewards gold card and I was instantly approved for both! Hopefully this will only show up as one pull on my credit report. 125k points heading my way!
Thanks OP.
Thanks OP.