Amex Credit Line Reallocation - Again available [2011]
Jun 15, 2012, 6:08 am
#46
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Anybody know what happened to the online option? Looking to do a reallocation of a couple of lines on accounts that have been open for several years with high limits and no other reallocation in the last 12 months. Nothing is showing up online any more
Jun 15, 2012, 6:58 am
#47
Join Date: Aug 2005
Programs: AA LTP, UA, DL, HH, Marriott/SPG
Posts: 585
I still see it. Go to account management and select "manage credit limit". One of the options is "Transfer available credit to another card". Note that this option will only show up if you select an Amex with a credit limit and not with one of the charge cards (the ones that have no pre-set spending limit). Also, unlike in past years, you can only transfer credit lines between personal accounts only or business accounts only (it won't allow the transfer between personal and business accounts).
Jun 15, 2012, 7:30 am
#48
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
I still see it. Go to account management and select "manage credit limit". One of the options is "Transfer available credit to another card". Note that this option will only show up if you select an Amex with a credit limit and not with one of the charge cards (the ones that have no pre-set spending limit). Also, unlike in past years, you can only transfer credit lines between personal accounts only or business accounts only (it won't allow the transfer between personal and business accounts).
Jul 11, 2012, 8:32 am
#49
Join Date: Oct 2011
Location: BOS
Posts: 588
This is only peripherally related, but has anyone automatically had their credit limits reassigned from an old card to a new card? I have a Blue card that I never use, which used to have a credit limit of around $9600. I applied for the SPG Amex two days ago, and got a deferred approval. When I logged into my account today, I see a credit limit of $4900 on my Blue card.
Why is my credit limit reduced? Could I be jumping the gun, and it's just a temporary glitch related to my new account?
Why is my credit limit reduced? Could I be jumping the gun, and it's just a temporary glitch related to my new account?
Jul 11, 2012, 9:29 am
#50
Join Date: Jun 2005
Location: DCA
Programs: AA PPro, Mariott Ambassador, B6 Mosaic, SBUX Gold, Best Buy Elite
Posts: 1,838
Jul 11, 2012, 9:30 am
#51
Join Date: Aug 2005
Programs: AA LTP, UA, DL, HH, Marriott/SPG
Posts: 585
This is only peripherally related, but has anyone automatically had their credit limits reassigned from an old card to a new card? I have a Blue card that I never use, which used to have a credit limit of around $9600. I applied for the SPG Amex two days ago, and got a deferred approval. When I logged into my account today, I see a credit limit of $4900 on my Blue card.
Why is my credit limit reduced? Could I be jumping the gun, and it's just a temporary glitch related to my new account?
Why is my credit limit reduced? Could I be jumping the gun, and it's just a temporary glitch related to my new account?
Aug 28, 2012, 12:36 am
#53
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
anyone with the new Amex able to reallocate lines?
They gave my personal 9.5k and my Business 3k lol. I can deal with 3k but I would rather at least make it 5k to give me more room.
They gave my personal 9.5k and my Business 3k lol. I can deal with 3k but I would rather at least make it 5k to give me more room.
Aug 28, 2012, 3:06 am
#54
Join Date: Jan 2010
Posts: 1,708
If you go to the AMEX website and type "transfer available credit" in the help box you will get a list of FAQ.
Aug 28, 2012, 6:38 am
#55
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Sep 6, 2012, 5:51 am
#56
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,987
Go to amex website and search "transfer credit card" in help.
# Why can't I transfer available credit between my personal and small business credit Cards?
Given the differences between our personal and small business products, we do not allow transfers between those accounts.
# Why aren't all of my Cards eligible for a transfer of available credit?
Only your credit cards with enough available credit are eligible for a transfer request. They must also meet other criteria which may include account status, recent transfer requests or type of...
# Why can I only transfer available credit to between two Cards?
You can only request a transfer between two Cards once within a 30 day period. If you'd like to submit a request for another Card, please wait at least 30 days.
# Why can't I request a second transfer of available credit if I have already requested a transfer between other Cards?
You can only request one transfer within a 30 day period. Please wait at least 30 days since your last transfer to submit a new request.
# Why can't I transfer available credit between my personal and small business credit Cards?
Given the differences between our personal and small business products, we do not allow transfers between those accounts.
# Why aren't all of my Cards eligible for a transfer of available credit?
Only your credit cards with enough available credit are eligible for a transfer request. They must also meet other criteria which may include account status, recent transfer requests or type of...
# Why can I only transfer available credit to between two Cards?
You can only request a transfer between two Cards once within a 30 day period. If you'd like to submit a request for another Card, please wait at least 30 days.
# Why can't I request a second transfer of available credit if I have already requested a transfer between other Cards?
You can only request one transfer within a 30 day period. Please wait at least 30 days since your last transfer to submit a new request.
where do i find this function online. I found it once before, but i cant seem to find it now even through search.
Sep 6, 2012, 6:10 am
#57
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,987
I was able to find it on the old AMEX website however, I can only find a credit line increase link and for just one of my cards on this new AMEX website
&Y&&^ why does AMEX have to constantly change websites???
anyways, does this make since anyways if I am thinking of canceling a card?
thanks!
&Y&&^ why does AMEX have to constantly change websites???
anyways, does this make since anyways if I am thinking of canceling a card?
thanks!
Sep 6, 2012, 7:10 am
#58
Join Date: Jul 2012
Programs: HH Diamond, DL PM
Posts: 29
I was able to find it on the old AMEX website however, I can only find a credit line increase link and for just one of my cards on this new AMEX website
&Y&&^ why does AMEX have to constantly change websites???
anyways, does this make since anyways if I am thinking of canceling a card?
thanks!
&Y&&^ why does AMEX have to constantly change websites???
anyways, does this make since anyways if I am thinking of canceling a card?
thanks!
Transferring the limit would make sense if you have another Amex card that you could transfer the limit to. That way you keep the same amount of open credit.
On my account, I clicked on 'Profile & Preferences' and then under the Account Management section on the left, I selected 'Manage Credit Limit'.
Last edited by mia; Sep 6, 2012 at 10:52 am
Sep 6, 2012, 10:10 am
#59
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,987
thanks
I tried transfering my credit line yesterday on my gold account to my platinum account. They wouldn't let me since the Gold account hadn't been open for at least 13 months.
Transferring the limit would make sense if you have another Amex card that you could transfer the limit to. That way you keep the same amount of open credit.
Transferring the limit would make sense if you have another Amex card that you could transfer the limit to. That way you keep the same amount of open credit.
almost all my accts are over 13 months old.
Last edited by mia; Sep 6, 2012 at 10:52 am
Sep 6, 2012, 10:50 am
#60
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Also bear in mind that transfers cannot be made between business and personal card accounts.