Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Jan 13, 2011, 8:14 am
#61
Join Date: Dec 2008
Posts: 563
FWIW, my story about Citi is completely different from others posting here. I posted this in the 40K AAdvantage checking thread.
I wrote:
"I previously posted that I was giving up on this checking account and the prospect of getting 20,000 miles because of all the talk about Citi not paying up and this was a targeted offer for which I was never targeted. I originally opened the account in Oct - I think. I funded it with two direct deposits, and made one purchase with the debit card (basic card too - not an AA debit card) before calling Citi and canceling the account in the beginning of Dec. I logged in today and noticed a 20,000 mile deposit from Citi as of 12/30! It came in after Saturday because I last checked my account on Sat and the miles weren't there."
To sum it up I bought in to everyone saying Citi would never give the miles because I wasn't targeted and Citi in general just doesn't give out miles unless you fight hard enough. I never even completed the requirements for the bonus miles and closed my account and I STILL got the 20K miles for the offer. So now I'm opening an account for my wife under this 25K offer! I do tend to have insanely good luck with things like this but I'll roll the dice again. I'm thinking of opening a new account for myself and see if I can get another 25K miles.
Does anyone think Citi will figure this out and take back the 20K miles?
Update:
After looking into it more, Citibank never closed my account after all. I did get miles when I wasn't targeted. It took exactly 60 days from the day I opened it for the bonus miles.
I wrote:
"I previously posted that I was giving up on this checking account and the prospect of getting 20,000 miles because of all the talk about Citi not paying up and this was a targeted offer for which I was never targeted. I originally opened the account in Oct - I think. I funded it with two direct deposits, and made one purchase with the debit card (basic card too - not an AA debit card) before calling Citi and canceling the account in the beginning of Dec. I logged in today and noticed a 20,000 mile deposit from Citi as of 12/30! It came in after Saturday because I last checked my account on Sat and the miles weren't there."
To sum it up I bought in to everyone saying Citi would never give the miles because I wasn't targeted and Citi in general just doesn't give out miles unless you fight hard enough. I never even completed the requirements for the bonus miles and closed my account and I STILL got the 20K miles for the offer. So now I'm opening an account for my wife under this 25K offer! I do tend to have insanely good luck with things like this but I'll roll the dice again. I'm thinking of opening a new account for myself and see if I can get another 25K miles.
Does anyone think Citi will figure this out and take back the 20K miles?
Update:
After looking into it more, Citibank never closed my account after all. I did get miles when I wasn't targeted. It took exactly 60 days from the day I opened it for the bonus miles.
Last edited by Milezjunkie; Jan 13, 2011 at 6:55 pm
Jan 13, 2011, 4:30 pm
#62
Join Date: Jan 2011
Posts: 21
I just opened an account on the phone...and the agent informed me that if you were to open a gold account, and apply for the Citibank /AA Advantage Premium debit card, there is a one time 4,000 AAdvantage bonus miles. So this deal technically gives 30,000 miles (for opening gold account) + 4,000 miles (for enrolling in AAdvantage debit card) for a total of 34,000 miles. Aint bad!
Jan 13, 2011, 5:44 pm
#63
Join Date: Nov 2010
Location: DFW
Posts: 413
I just opened an account on the phone...and the agent informed me that if you were to open a gold account, and apply for the Citibank /AA Advantage Premium debit card, there is a one time 4,000 AAdvantage bonus miles. So this deal technically gives 30,000 miles (for opening gold account) + 4,000 miles (for enrolling in AAdvantage debit card) for a total of 34,000 miles. Aint bad!
The catch is for the basic it's a $25 annual fee, $65 for the premium
--wes
Jan 13, 2011, 8:54 pm
#64
Join Date: Jan 2007
Posts: 2,905
Try getting the $65 premium for the Premium Debit Card waived for the first year. I've had this done with several family members (all CitiGold). Then downgrade the card before the next year's premium is due. Been 3 outta 3 with that.
Jan 13, 2011, 9:44 pm
#65
Join Date: Nov 2010
Location: DFW
Posts: 413
--wes
Jan 14, 2011, 7:44 am
#66
Join Date: Jan 2011
Posts: 21
You dont even have to try to waive the annual fee...The $65 annual fee is waived for Citigold customers.
Jan 14, 2011, 8:16 am
#67
Join Date: Jan 2007
Posts: 2,905
Ah, I see - and thanks for the info. When I set the accounts up (a couple of years ago), I was told the fee was only waived for the first year. Is it waived every year?
Jan 14, 2011, 2:09 pm
#68
Join Date: Oct 2008
Location: SFO, SJC
Programs: UA, AA, AS, Marriott Platinum Elite, Hilton Diamond
Posts: 707
Has anyone tried applying w/o having a Citi AAdvantage card? I have a CitiBusiness Visa, but no personal card right now (canceled a while ago and haven't been able to get approved for one since I'm "blacklisted" right now).
If a CitiBusiness card works, I will try to open the checking account... but if not, I'm not sure it's worth the risk.
Thx
If a CitiBusiness card works, I will try to open the checking account... but if not, I'm not sure it's worth the risk.
Thx
Jan 15, 2011, 11:25 pm
#69
FlyerTalk Evangelist
Join Date: Nov 2009
Location: Northeast Kansas | Colorado Native
Programs: Amex Gold/Plat, UA *G, Hyatt Globalist, Marriott LT Gold, NEXUS, TSA Disparager Unobtanium
Posts: 21,603
I just signed up for "The Citibank Account", and during the application, I did not see any place to enter my AA number.. Should it have been online?
Jan 16, 2011, 12:28 am
#70
Join Date: Dec 2008
Posts: 563
Jan 16, 2011, 11:41 am
#71
FlyerTalk Evangelist
Join Date: Nov 2009
Location: Northeast Kansas | Colorado Native
Programs: Amex Gold/Plat, UA *G, Hyatt Globalist, Marriott LT Gold, NEXUS, TSA Disparager Unobtanium
Posts: 21,603
Jan 16, 2011, 11:48 am
#72
Join Date: Jan 2011
Posts: 21
Jan 16, 2011, 5:00 pm
#73
Join Date: Dec 2008
Posts: 563
Does anyone know if the checking account offers are churnable each year like Chase offers were?
Jan 16, 2011, 7:09 pm
#74
Join Date: Mar 2009
Posts: 14
Hard pull on credit? Bonus eligibility after account "downgrades"?
Sorry, newbie here. I've read up to Page 5 of this thread and noticed that someone asked if Citi does a hard pull on one's credit report to open a checking account or the Citigold account. However, no responses yet. Have I missed it? Will it be a hard pull?
Also, what's the possibility of promo mile forfeiture if one "downgrades" Citigold account into an account with lessor requirements or from a larger-AF debit card (4K bonus miles) to a lower-AF debit card (2K bonus miles)? TIA!
Also, what's the possibility of promo mile forfeiture if one "downgrades" Citigold account into an account with lessor requirements or from a larger-AF debit card (4K bonus miles) to a lower-AF debit card (2K bonus miles)? TIA!