Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Mar 13, 2015, 7:05 am
#1021
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Historically it worked for people with AA credit cards. They would link it by SSN and voila, the miles would post. I was a bit skeptical too but it worked
Mar 13, 2015, 7:54 am
#1022
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,431
Mar 13, 2015, 2:00 pm
#1023
Join Date: Oct 2013
Posts: 166
I signed up 2/25, completed obligations on 3/11 and it appears my 2nd statement should cut 3/27. So hopefully by 6/25 (or earlier) I receive the 30k!
Is it strange that my 1st statement was issued 2 days after I opened the account on 2/27?
Last edited by adschnei; Mar 13, 2015 at 2:20 pm
Mar 16, 2015, 9:43 pm
#1024
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
Also curiously, the PDF they sent me indicated that the miles would post within 90 days of the last transaction date on which all the requirements were met. This is different from the language on the actual promo which notes 90 days after statement close.
Also, someone else asked if I entered my AA number. There was never opportunity to do this and likely makes sense because it is targeted to Citi AA Card holders (ie: they already have your number). For this reason I would not recommend doing this if you did not receive the offer. I am also slightly suspicious of this, thus have sent another message to Citi so they can confirm the AA number which the miles will post to.
I will report back when the miles post.
Mar 18, 2015, 7:26 pm
#1025
Join Date: Mar 2015
Posts: 5
Perhaps this is a stupid question... how do I make my initial deposit into a new Citigold account with a credit card? I just received the debit card in the mail and activated it online. I called the Citigold customer service number to ask about funding with a credit card, but he seemed confused. Even after asking a few supervisors, he said none of them had heard about being able to make the initial deposit this way.
Am I missing something? Just wanted to check before HUCA-ing.
Am I missing something? Just wanted to check before HUCA-ing.
Mar 18, 2015, 10:08 pm
#1026
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
Perhaps this is a stupid question... how do I make my initial deposit into a new Citigold account with a credit card? I just received the debit card in the mail and activated it online. I called the Citigold customer service number to ask about funding with a credit card, but he seemed confused. Even after asking a few supervisors, he said none of them had heard about being able to make the initial deposit this way.
Am I missing something? Just wanted to check before HUCA-ing.
Am I missing something? Just wanted to check before HUCA-ing.
Mar 18, 2015, 10:09 pm
#1027
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
Heard back from Citi again, they logged my AA number on the account (at my request, to expedite the miles posting) and mentioned I would see them on my June statement.
Hopefully they post sooner.
Hopefully they post sooner.
Mar 19, 2015, 5:47 am
#1028
Join Date: Mar 2015
Posts: 5
Ah, that's what I was afraid of, thanks. Yes, I was planning to use the Barclays US Airways card.
Mar 23, 2015, 6:17 pm
#1029
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
I opened my last Citigold in August, 2013 and closed it in March 2014. Am I qualified to open a new one now? Somehow "wait for 2 years" was my impression.
Will the promotion code lizs provided above work for everyone? Not targeted? (Thank you lizs!)
FYI - Last time I received 30,000 AA miles in Dec 2013 and Citi did not send me a 1099 in Jan/Feb 2014.
TIA!
Will the promotion code lizs provided above work for everyone? Not targeted? (Thank you lizs!)
FYI - Last time I received 30,000 AA miles in Dec 2013 and Citi did not send me a 1099 in Jan/Feb 2014.
TIA!
Mar 23, 2015, 6:51 pm
#1030
Join Date: May 2012
Location: NYC
Programs: AA PLT
Posts: 223
I opened my last Citigold in August, 2013 and closed it in March 2014. Am I qualified to open a new one now? Somehow "wait for 2 years" was my impression.
Will the promotion code lizs provided above work for everyone? Not targeted? (Thank you lizs!)
FYI - Last time I received 30,000 AA miles in Dec 2013 and Citi did not send me a 1099 in Jan/Feb 2014.
TIA!
Will the promotion code lizs provided above work for everyone? Not targeted? (Thank you lizs!)
FYI - Last time I received 30,000 AA miles in Dec 2013 and Citi did not send me a 1099 in Jan/Feb 2014.
TIA!
I read elsewhere that the requirement to put some spend on the debit card is what keeps this bonus out of the 1099 zone. Was this the same in your case? Did you have to put spend on the debit card before getting the miles? What I read said that this made it a rebate on the spend as opposed to interest on the cash deposit.
Mar 24, 2015, 10:15 am
#1031
FlyerTalk Evangelist
Join Date: May 2002
Location: NC
Programs: AAConciergeKey/1MM, DL DM/2 MM, UA Gold,Hilton Diamond, IHG Plat, Hyatt Globalist, Marriott Titanium
Posts: 11,967
I tried to fund Citigold for a second time with Barclaycard Mastercard and was told it can only be funded by credit card once on initial deposit, is that correct?
Mar 24, 2015, 7:46 pm
#1032
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Mar 26, 2015, 4:35 pm
#1033
Join Date: Nov 2011
Posts: 229
I read elsewhere that the requirement to put some spend on the debit card is what keeps this bonus out of the 1099 zone. Was this the same in your case? Did you have to put spend on the debit card before getting the miles? What I read said that this made it a rebate on the spend as opposed to interest on the cash deposit.
After reviewing your account I do see that you did meet the requirements of a direct deposit for the first two consecutive months and $750 in purchases [using the debit card]. The bonus miles will be awarded up to 90 days from the statement ending date in which the account qualified [i.e. end of October].
Back then, I used Amazon Payment for the direct deposit. The miles posted on 12/17.
May 4, 2015, 5:51 pm
#1034
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
I used their debit card a few times as required by the T&C. After meeting the requirements, I emailed them to confirm. Here is their response.
After reviewing your account I do see that you did meet the requirements of a direct deposit for the first two consecutive months and $750 in purchases [using the debit card]. The bonus miles will be awarded up to 90 days from the statement ending date in which the account qualified [i.e. end of October].
Back then, I used Amazon Payment for the direct deposit. The miles posted on 12/17.
After reviewing your account I do see that you did meet the requirements of a direct deposit for the first two consecutive months and $750 in purchases [using the debit card]. The bonus miles will be awarded up to 90 days from the statement ending date in which the account qualified [i.e. end of October].
Back then, I used Amazon Payment for the direct deposit. The miles posted on 12/17.
I'm nervous about having to chase down this bonus, despite having 2 confirmations from Citi that I met the requirements.
The branch manager called me yesterday and said I have $0 in the savings account and asked that I move at least $1 over. So I did. But she then said I failed to meet the requirements as I used the "debit" instead of "credit" option on the card. I told her I contacted Citi who confirmed twice that I met the requirements. She then started questioning as to whether i will be using the account after I get the miles, which I obviously had to lie about.
Not ideal, but after my latest follow up inquiry I'm told the miles will post by Jun 6th.
May 5, 2015, 2:15 am
#1035
Join Date: Nov 2011
Posts: 229
Did you have to follow up at all to get the miles to post?
I'm nervous about having to chase down this bonus, despite having 2 confirmations from Citi that I met the requirements.
The branch manager called me yesterday and said I have $0 in the savings account and asked that I move at least $1 over. So I did. But she then said I failed to meet the requirements as I used the "debit" instead of "credit" option on the card. I told her I contacted Citi who confirmed twice that I met the requirements. She then started questioning as to whether i will be using the account after I get the miles, which I obviously had to lie about.
Not ideal, but after my latest follow up inquiry I'm told the miles will post by Jun 6th.
I'm nervous about having to chase down this bonus, despite having 2 confirmations from Citi that I met the requirements.
The branch manager called me yesterday and said I have $0 in the savings account and asked that I move at least $1 over. So I did. But she then said I failed to meet the requirements as I used the "debit" instead of "credit" option on the card. I told her I contacted Citi who confirmed twice that I met the requirements. She then started questioning as to whether i will be using the account after I get the miles, which I obviously had to lie about.
Not ideal, but after my latest follow up inquiry I'm told the miles will post by Jun 6th.
I didn't have to do anything after their response. The miles were posted as promised. But that was almost two years ago. Things might have changed.
Best luck to you.