Oct 24, 2013, 1:37 pm
Last edit by: JDiver
Signed in members with 90 days / 90 posts can edit this Wikipost; wiki contents may be printed by using the 
(lower right wiki corner)
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Jul 16, 2015, 7:10 pm
#1056
Join Date: Aug 2014
Posts: 736
Unfortunately, you can only do it for the first load so make it count. Can't continuously fund by credit card.
Jul 16, 2015, 7:48 pm
#1057
FlyerTalk Evangelist
Join Date: Oct 2002
Location: Currently in Bloomington, IN, but Normally NYC, CDG, and even POZ or wherever FT takes me.
Programs: Northwest Airlines. MTA pay-per-ride Metrocard; zero-balance Oyster card.
Posts: 14,019
Is there a link somewhere directly to this offer?
:-:
Jul 17, 2015, 9:43 am
#1058
Join Date: May 2013
Programs: N/A
Posts: 685
Thank You!
Would you or anyone happen to know if I can fund my girlfriend's new account with my card as well (My limit is much higher than hers) with my card
Jul 20, 2015, 11:01 am
#1059
Join Date: Aug 2014
Posts: 736
I'd make her an authorized user on your account and then do it that way. I doubt they'd let her fund with your card, but not positive.
Aug 13, 2015, 12:56 pm
#1060
Join Date: Aug 2009
Location: Left Coast
Posts: 862
I noted on this Doctor Of Credit blog post (in the comments, "Eric Michael" on 8/6) that it is being reported as not active as of 8/6/2015.
I really have no interest in City TYP, just the AAdvantage miles, but unfortunately I closed my Citi AAdvantage card a few months ago, as did my wife.
So has anyone gotten these 30K AA miles from opening a Citi Gold checking, without having a Citi AAdvantage card open?
BTW, I just tried the code and got an error from the Citi offer site.
Last edited by zippy the pinhead; Aug 13, 2015 at 1:18 pm
Aug 13, 2015, 3:11 pm
#1061
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
I called Citi this morning and gave them the above offer code, but the rep said it wasn't coming up as valid.
I noted on this Doctor Of Credit blog post (in the comments, "Eric Michael" on 8/6) that it is being reported as not active as of 8/6/2015.
I really have no interest in City TYP, just the AAdvantage miles, but unfortunately I closed my Citi AAdvantage card a few months ago, as did my wife.
So has anyone gotten these 30K AA miles from opening a Citi Gold checking, without having a Citi AAdvantage card open?
BTW, I just tried the code and got an error from the Citi offer site.
I noted on this Doctor Of Credit blog post (in the comments, "Eric Michael" on 8/6) that it is being reported as not active as of 8/6/2015.
I really have no interest in City TYP, just the AAdvantage miles, but unfortunately I closed my Citi AAdvantage card a few months ago, as did my wife.
So has anyone gotten these 30K AA miles from opening a Citi Gold checking, without having a Citi AAdvantage card open?
BTW, I just tried the code and got an error from the Citi offer site.
I tried opening as well today, used offer code and then selected MD as my state, I get this error: "We're sorry, but we're unable to open this account for you online. But you may open this account by calling 1-800-374-9700."
If someone opened successfully in the last few days, could you please post here?
Aug 13, 2015, 3:55 pm
#1062
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
I tried opening as well today, used offer code and then selected MD as my state, I get this error: "We're sorry, but we're unable to open this account for you online. But you may open this account by calling 1-800-374-9700."
If someone opened successfully in the last few days, could you please post here?
If someone opened successfully in the last few days, could you please post here?
Let's now see if all the other steps work out okay. I'm going to use the steps from here: https://www.reddit.com/r/churning/co...g_and_getting/
And FYI, I had the Aadvantage Amex Plat card that I later downgraded to Citi Aadvantage Bronze card (no annual fee). This is what I have now.
Aug 18, 2015, 8:20 am
#1063
Join Date: Aug 2015
Posts: 214
Does it matter how much money is in the Citigold account after funding it? I feel like it would be shiesty if the funds went up many thousands of dollars, then back down to the hundreds so quickly to pay off the card that loaded it. Have there been reports of Citi acting on people that do this?
Aug 18, 2015, 10:00 am
#1064
Join Date: Sep 2012
Posts: 4,431
Does it matter how much money is in the Citigold account after funding it? I feel like it would be shiesty if the funds went up many thousands of dollars, then back down to the hundreds so quickly to pay off the card that loaded it. Have there been reports of Citi acting on people that do this?
Aug 18, 2015, 5:28 pm
#1065
Join Date: Dec 2014
Posts: 169
I called in this afternoon about the 30k offer, said I received an email(which I actually wasn't targeted for and never received) a few weeks back, but didn't have it on hand. Rep said she needed the promo code from the email for her to proceed, but went into detail about the promotion. I then "found" my offer and read her the promo code and at that point proceeded to open the account. So it looks like the promo code is still a go, unless somehow they check my account to see if indeed I received their offer and claw it back. Only concern I had was when asked about funding account, CC was offered but was told it would be CA. Opted to fund at a later date, should I be worried about this bit of info? I know Citi is notorious for CA, but maybe she was mistaken? Any work around? I tried getting Barclay to lower my CA limit to $0 but no dice on two separate occasions. TIA