Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Jan 6, 2011, 4:10 pm
#32
Join Date: Dec 2009
Location: SFO
Posts: 71
I know the promo is attached to my application (confirmed by Citi CSR). Does Citi know my AA number by my SS#? I was not prompted to provide the AA number in the application?
Jan 6, 2011, 4:17 pm
#33
Original Poster
Join Date: Aug 2008
Location: Bay Area, California
Posts: 272
Good point. I'll just keep the account, meet the terms and go to battle for the points if I need to.
I know the promo is attached to my application (confirmed by Citi CSR). Does Citi know my AA number by my SS#? I was not prompted to provide the AA number in the application?
I know the promo is attached to my application (confirmed by Citi CSR). Does Citi know my AA number by my SS#? I was not prompted to provide the AA number in the application?
Jan 6, 2011, 4:54 pm
#34
Join Date: Sep 2010
Posts: 165
To summarize from above posts:
- It is NOT targeted
- You CAN (and according to terms, MUST) have a Citi AA credit card already
- You can bypass the monthly fee by having $6000 in acct or credit card balance. (That's credit card balance, not limit)
- First 2 months of fees are waived
- It'll take a minimum of 2 months + 90 days (total of 5 months) for credit to arrive.
...maybe I'll give it a go. I'm just looking for ways to keep on that $6000 limit. I never carry credit card balances, and I'd rather not have $6k floating in this particular account. hmmm.
Jan 6, 2011, 6:01 pm
#35
Join Date: Jan 2007
Posts: 2,905
Just a quick word of help to all the newbies on this thread, and the rampant speculation about what Citibank does with these offers..
and I say these offers because EVERY YEAR or so Citi comes out with an almost exactly identical or extremely similar offer - and we have threads for them all.
Just do a search and find the threads that can answer all your questions. Here's the thread from last year:
http://www.flyertalk.com/forum/miles...rdholders.html
and I say these offers because EVERY YEAR or so Citi comes out with an almost exactly identical or extremely similar offer - and we have threads for them all.
Just do a search and find the threads that can answer all your questions. Here's the thread from last year:
http://www.flyertalk.com/forum/miles...rdholders.html
Jan 6, 2011, 8:50 pm
#36
Join Date: Sep 2010
Posts: 165
Ritz:
Oh wow, thank you for the link! It looks like over on that thread people are having a real hard time with citibank for checking account miles. I don't think I want to deal with that hassle right now while juggling a few credit card offers so I'll pass.
Thanks again!
Oh wow, thank you for the link! It looks like over on that thread people are having a real hard time with citibank for checking account miles. I don't think I want to deal with that hassle right now while juggling a few credit card offers so I'll pass.
Thanks again!
Jan 7, 2011, 7:15 am
#37
Join Date: Jun 2009
Posts: 288
I am not targetted but thinking of applying for it. But my CC aanual fee comes up in feb and thinking of cancelling it to avoid annual fee.
Now, does anyone know or have experience if I get checking miles if the CC is cancelled before the miles post?
Thanks
Now, does anyone know or have experience if I get checking miles if the CC is cancelled before the miles post?
Thanks
Jan 7, 2011, 7:32 am
#38
Join Date: Jul 2010
Location: BUF/YYZ
Programs: UA, CO, AA
Posts: 328
So that answers my question.
To summarize from above posts:
- It is NOT targeted
- You CAN (and according to terms, MUST) have a Citi AA credit card already
- You can bypass the monthly fee by having $6000 in acct or credit card balance. (That's credit card balance, not limit)
- First 2 months of fees are waived
- It'll take a minimum of 2 months + 90 days (total of 5 months) for credit to arrive.
...maybe I'll give it a go. I'm just looking for ways to keep on that $6000 limit. I never carry credit card balances, and I'd rather not have $6k floating in this particular account. hmmm.
To summarize from above posts:
- It is NOT targeted
- You CAN (and according to terms, MUST) have a Citi AA credit card already
- You can bypass the monthly fee by having $6000 in acct or credit card balance. (That's credit card balance, not limit)
- First 2 months of fees are waived
- It'll take a minimum of 2 months + 90 days (total of 5 months) for credit to arrive.
...maybe I'll give it a go. I'm just looking for ways to keep on that $6000 limit. I never carry credit card balances, and I'd rather not have $6k floating in this particular account. hmmm.
Jan 7, 2011, 10:20 am
#40
Join Date: Sep 2008
Location: NYC
Programs: AA PLT 2MM
Posts: 395
(From the OP)
"Your Citibank regular checking account in the Citibank Account or Citigold® account package and Citi®/AAdvantage® credit card account must be open and in good standing at the time the American Airlines AAdvantage® bonus miles are posted to your American Airlines AAdvantage® account."
Jan 7, 2011, 11:10 am
#41
Original Poster
Join Date: Aug 2008
Location: Bay Area, California
Posts: 272
The 90 days is the outside time frame for the miles to post. They gave the same estimate for the last promo. My miles had posted within 30 days after the completion of the requirements. Thus, it took a total of around 3 months for the credit to arrive from the start of the account. YMMV.
Jan 7, 2011, 11:43 am
#43
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,537
The 90 days is the outside time frame for the miles to post. They gave the same estimate for the last promo. My miles had posted within 30 days after the completion of the requirements. Thus, it took a total of around 3 months for the credit to arrive from the start of the account. YMMV.
Glad to hear yours posted promptly. Hopefully mine will come soon, too.
Jan 7, 2011, 12:28 pm
#44
Join Date: Jan 2010
Location: ORD/MDW
Programs: AA EXP, DL FO, CO Plat, UA 1P, FB Plat, Marriott PLT, PC Plat, HH Diamond, Starwood Gold, Nat'l Exec
Posts: 107
FWIW, you can also get a Cit AAdvantage debit card:
What is the Citibank® / AAdvantage® debit card?
It's a debit card that lets you earn AAdvantage® miles for every dollar you spend.
How it works
To enroll, you need a checking account and an American Airlines AAdvantage® program account. If you don't have an account with AAdvantage®, we can set it up for you. If you have one but forgot the number, call 1-800-882-8880.
There are two plans to choose from: Basic or Premium.
Basic Premium
Get 2,000 AAdvantage® bonus miles when you enroll1
Earn one AAdvantage® mile for every $2 spent, up to 60,000 AAdvantage® miles per calendar year2
$25 annual fee3
Get 4,000 AAdvantage® bonus miles when you enroll1
Earn one AAdvantage® mile for every $1 spent, up to 100,000 AAdvantage® miles per calendar year2
$65 annual fee3
To earn AAdvantage® miles, you must select Credit when presenting your card or card number for payment2.
There's no interest on purchases made using your debit card, unless your purchase accesses Checking Plus® (variable rate) overdraft protection.
What is the Citibank® / AAdvantage® debit card?
It's a debit card that lets you earn AAdvantage® miles for every dollar you spend.
How it works
To enroll, you need a checking account and an American Airlines AAdvantage® program account. If you don't have an account with AAdvantage®, we can set it up for you. If you have one but forgot the number, call 1-800-882-8880.
There are two plans to choose from: Basic or Premium.
Basic Premium
Get 2,000 AAdvantage® bonus miles when you enroll1
Earn one AAdvantage® mile for every $2 spent, up to 60,000 AAdvantage® miles per calendar year2
$25 annual fee3
Get 4,000 AAdvantage® bonus miles when you enroll1
Earn one AAdvantage® mile for every $1 spent, up to 100,000 AAdvantage® miles per calendar year2
$65 annual fee3
To earn AAdvantage® miles, you must select Credit when presenting your card or card number for payment2.
There's no interest on purchases made using your debit card, unless your purchase accesses Checking Plus® (variable rate) overdraft protection.
Jan 7, 2011, 1:24 pm
#45
Join Date: Aug 2010
Location: Denver
Programs: Aeroplan, Onepass, M+, BoA 2%,AAdvantage, $ Coins Anonymous
Posts: 67
i signed up for this at end of october shortly after getting a 75k personal aa citi amex and 100k citi biz visa. it took citi 3 weeks to get me the debit card...
i need to do 5 debit trnx this month to fulfill the terms (no debit purchases in november) (2nd month in a row of 5 non pin debit purch a month), then i get to keep 6k rolling in and out of citi in deposit or balance on the personal amex linked to this checking for 90 more days (this takes me to end of April) untill the miles post. if they aren't in there by the end of April, the battle with Citi for the miles will begin.
this has been a PITA so far, but if i get the 25k miles, i will call it worth it.
balance on the citi biz cards does not count towards th 6k required to waive monthly fee on checking.
oh citi... how well you rhyme with something i dont want under my shoe.
i need to do 5 debit trnx this month to fulfill the terms (no debit purchases in november) (2nd month in a row of 5 non pin debit purch a month), then i get to keep 6k rolling in and out of citi in deposit or balance on the personal amex linked to this checking for 90 more days (this takes me to end of April) untill the miles post. if they aren't in there by the end of April, the battle with Citi for the miles will begin.
this has been a PITA so far, but if i get the 25k miles, i will call it worth it.
balance on the citi biz cards does not count towards th 6k required to waive monthly fee on checking.
oh citi... how well you rhyme with something i dont want under my shoe.