Can you really get a new (personal) AA card in the same name with the same SSN and the same AAdvantage number right after canceling the previous one (or even have multiples in the same name at the same time)? I thought, from the last time this topic came up, that a waiting period between 3 and 6 months was required to avoid having them "reactivate" the old account.
How often can you cancel and reapply (with the same info) to get the bonus miles? Personal experience much preferred over speculation.
Can you really get a new (personal) AA card in the same name with the same SSN and the same AAdvantage number right after canceling the previous one (or even have multiples in the same name at the same time)?
I have 2 right now. 1 is several years old, and the other is from the May 18th promotion. Others mentioned they have multiple cards. I don't have experience with cancelling and reapplying.
I have been cancelling and reapplying for years now. I had been waiting about 4-6 months before reapplying. Basically, between my husband and myself, we always had at least 1 active AA personal card. Now - that was before the latest May 18th promotion. Then, thanks to the great advice on this forum, we both applied for new cards(even though at this time we both had active personal AA cards). We both received new cards and I also received a business card. Banked an additional 75,000 miles.
Can you really get a new (personal) AA card in the same name with the same SSN and the same AAdvantage number right after canceling the previous one (or even have multiples in the same name at the same time)? I thought, from the last time this topic came up, that a waiting period between 3 and 6 months was required to avoid having them "reactivate" the old account.
How often can you cancel and reapply (with the same info) to get the bonus miles? Personal experience much preferred over speculation.
Thanks,
Michael
Yes you can. The annual fee on my Citi AA acct. had posted recently. Around the same time, I applied for a new Citi AA account with the no-annual fee for 12 mos. and 20K miles. I was instantly approved and received the card about a week later. I had Citi consolidate my old acct into the new one. The $85 annual fee that posted to the old account was credited in 2 days. My first statement closed a few weeks later and within 2 days the 20K miles had posted to my AA account.
Is there an advantage to having the accounts consolidated as opposed to just closing the old account?
When you close the account you loose the credit limit with it. When you consolidate the credit limit just moves over to another card so your total credit limit does not change.
A major part of your credit score is determined by what percentage of your credit line you are utilizing. The lower the utilization the higher your score will be. A higher total credit limit will lead to lower utilization.
I've cancelled one of my two AA personal cards and re-applied on the same day--no problems at all. A week later a had a new second card with no annual fee for the first year and 20,000 bonus miles to be posted in 8-10 weeks.
Programs: UA - 1K, AA - PLT, NW - PLT lite, Marriott PLT, HHonors GLD
Posts: 3,130
Since this thread has popped up again, I will say that I did follow the advice of this board and got a Citi Business card. The miles recently posted to my account. Thanks FT!
someone here said that personal doesn't double your miles, while business does...so why use the personal? it costs more, and doesn't double ur miles when u buy. am i missing something?
someone here said that personal doesn't double your miles, while business does...so why use the personal? it costs more, and doesn't double ur miles when u buy. am i missing something?
A business credit card does not give you many protections you have as a consumer. Namely you won't be able to do chargebacks or disputes the way you can with a personal card.
I don't think there is any criteria other than what you would have to have to be approved for any credit card. The reason I say this is they sent me an application and I filled it out. I used my personal social security number for the tax ID number. They approved it, and I have been using it for a couple of years now. My husband did the same thing.
You can claim to be a sole proprietor and use your personal SS# to apply for the business card. The card would get processed based on your personal credit history. I got two business cards (Visa and MC) plus a personal card (MC). I am thinking of applying for the AMEX.
