Citi AAdvantage (personal) MasterCard questions (consolidated)

[billgrates3]

Originally Posted by mashmario

i am thinking about cancelling my CITI AAdvantage credit card and re-apply another one for bonus miles....how soon can i do it after cancelling the card? also, if i do it multiple times, will it hurt my credit score? thanks!

i'd recommend applying for the new one first, then cancelling. I've done that twice before.

[Redhead]

Originally Posted by mashmario

i am thinking about cancelling my CITI AAdvantage credit card and re-apply another one for bonus miles....how soon can i do it after cancelling the card? also, if i do it multiple times, will it hurt my credit score? thanks!

There are many threads on credit card churning (which is what you are proposing to do) in the Other Credit Cards forum. I highly recommend that you do a search there.

Generally, you can apply for a Citi AA card every 60 days

It may have a minor affect on your credit score and is not recommended if you are thinking of applying for a mortgage or other large loan in the near term (like within a year)

[mashmario]

Originally Posted by Redhead

There are many threads on credit card churning (which is what you are proposing to do) in the Other Credit Cards forum. I highly recommend that you do a search there.

Generally, you can apply for a Citi AA card every 60 days

It may have a minor affect on your credit score and is not recommended if you are thinking of applying for a mortgage or other large loan in the near term (like within a year)

thanks!!