Originally Posted by jchilders

It really depends on exactly what you intend to do (how many transfers, how many BofA cards, etc). It sounds like you want to open just one SPG and one Visa (where you'll pay the fee), which shouldn't raise any alarms at all.

Bear in mind that these stories, while they not be 'fabricated', are presented from just one perspective. People leave out lots of important details in situations like these, sometimes without even thinking about it.

Also note that there's been more than a little of what I'd classify as borderline "concern trolling" going on, and falling for it can end up scaring you away from a nice vacation.

Originally Posted by jchilders

Always makes me sad when someone rolls their eyes at the suggestion of ethical behavior.

Originally Posted by ChiefNWA

Well got approved for both cards. I only intent on transferring the bonus (25K) from SPG. But yes, I only intent on having one of each card and pay the annual fee (and keep open) the Alaska card. Main goal is to get 62500 miles for CX J so I can fly JNB-US.

Originally Posted by Shareholder

It's called E-T-H-I-C-A-L B-E-H-A-V-I-O-R. It is not normal behavior to apply for the same cc four times in order to receive a sign up bonus four times over. I noted that there is an onus on BoA to review its procedures because surely they should not be permitting such multiple card approvals in the first place. (Is it normal to have four of the same credit cards in your wallet?)

My point is that AS has decided it does not want as a member someone whose ethics are specious at best. AS can decide who to permit to be members of the program, and in this case OP has breached the ethical standards AS expects of its members. Look at the fine print of all FF programs. The miles in our accounts are not ours, they belong to the airline operating the program and can be taken away at any time for cause.

I would expect AS has also instructed B0A to tighten up on its own practices because giving four cards to the same person during the same period of time is not normal, nor should it be permissible.

What a shock to come across a company that has a moral base and is willing to act on its own principles and standards of acceptable, ethical behavior. (As for those bloggers, they are pimps who counsel such questionable behavior and take their commissions with few qualms.)

Originally Posted by freyguy50

It is clear that this action was not motivated by ethics, but rather by paying attention to the bottom line.

Originally Posted by dayone

Not only is that not "clear," it is not supported by the facts.

Originally Posted by azepine00

The topic of 'ethics of churning credit cards' is a better fit for OMNI. Here and on cc subforum we should probably stick to practical aspects...

Originally Posted by dayone

Silliness.

The average profit per passenger per flight, including ancillary fees, is about $5. If a mileage runner is on a cheaper fare or is not paying for a bag, seat or change, s/he is revenue but not profit.

Originally Posted by Shareholder

It's called E-T-H-I-C-A-L B-E-H-A-V-I-O-R. It is not normal behavior to apply for the same cc four times in order to receive a sign up bonus four times over.

Originally Posted by sethb

What about passengers traveling for real reasons, on a cheaper fare, not paying for checked bags, seat, or change? That describes just about all of my travel.

Originally Posted by beachboys90210

Does anyone know what the new guidelines And best way to proceed w as cards? Can u apply for a biz and reg on the same day and be ok?