CurbedEnthusiasm

Good to know! Thanks.

jeepie

So, I decided to fill out an application while on an AS flight two nights ago (Biz version for 31,000 miles). Handed it to the FA, now wondering how long it takes. I just checked online and no record was found. Any experiences in how long it should take? TIA.

RobertHanson

I'm guessing that FA is busy using that information to apply for cards in your name as we speak. ( er, post)

jeepie

mrlasssen

Has anyone ever gotten instant approval for the Alaska Airlines card. The application page says you may get instant approval but in my experience it has never happened?

philemer

I got instant approval about 4 days ago. It was for the Business card & I already have an open one from 9/2015. For many folks they have to wait a day or so but who cares as long as it's approved.

progapanda

Every time (3x).

perktd

Also received instant approval when my wife and I each applied. Don

sdsearch

Do they ever instant approve for less than $5k CL (and thus the "deadly" Platinum card)?

If not, that would be a reason to care. BofA has made mistakes (they acknowledges it to me in a phone call) where they gave way too little CL on some non-instant approvals, and that resulted in a Platinum card which can be converted to a Signature card but only after a couple month wait (and thus it takes a couple months to get the remaining 25k bonus, since the Platinum card only gives a 5k bonus).

Now, on the business card, they don't play that game. You're either approved with the full bonus or not approved.

But BofA has this situation that many other banks don't have where there's a dreaded "limbo" between getting approved for the full bonus and getting denied, that being getting approved only for the Platinum card with the 5k bonus.

A possible way to forestall that, if you don't get instantly approved, is to call in right away. (Of course, that requires applying during business hours.) And then maybe you can figure out whether you'll get the Signature before you're approved (because once you're approved for a Platinum, due to federal regulations, they can't upgrade you to a Signature for about two months).

beckoa

For sure.

Happy

[QUOTE=sdsearch;26973153]Do they ever instant approve for less than $5k CL (and thus the "deadly" Platinum card)?

Happened to many posters here over the course of this thread. Surprised you even have this question as such annoying instance has happened to many and being reported here again and again and again

Exactly.
That is the precise reason why there is a detailed post upthread many months ago on how to deal with this. Hence the need to immediately put in a second app then call to cancel the 1st card, ask for approval on the 2nd app because the process to convert the Plat to Signature is a lengthy, 2 to 3 months process and filled with SNAFUs along the way - a main part of it is due to the C.A.R.D. Act that it prevents the issuers to immediately change the fees after issuing a card (even from fee to no fee, let alone from lower fee to higher fee). The fee on Plat card is cheaper than the Signature card as you know.

sdsearch

I didn't start reading this thread until very recently (within the last few weeks), at a time when it had had relatively little activity for several months. And I haven't read backwards in this thread.

I was mainly following the Alaska credit card thread in the Credit Cards forum (which has generally been much more active than this one), and I don't remember many mentions of it there, but I might have missed the fact that they were "instant".

Yes, I know they approve a lot people for less than $5k, what I didn't know is whether that happened on "instant approvals" or only on non-"instant" approvals. (The one time it happened to me, which BofA later called a mistake, it was definitely non-instant, while my next approval, just about a month ago, was instant and was for a CL that's way more than I need.)

Happy

It was reported on the other thread you read too. Instant approval only got a plat card is more common than one would imagine and BofA remains the ONLY bank who would give you a lower bonus for that. No other bank would pull such a sleazy act. Chase and Citi can approve a lesser card but the bonus remains the same as what you apply for. Not BofA. Barclays used to pull a BofA sleazy act but stopped such practice 2 or more years ago.

bernyx

i got approved a few weeks ago for the card with the 100 statement credit, would they approve a second card ? (same card)

Reikon

US Bank does the same.