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Old Dec 12, 12, 12:58 pm   #1
 
Join Date: Feb 2003
Location: Victoria, BC, Canada
Posts: 20
cancelling credit card

Hello....I applied for the Canadian Mastercard but then changed my mind and cancelled it. The 25,000 bonus miles went into my account as my new card was on it way.....the question is, do I keep those miles or will they get rid of them?
AC71 is offline   Reply With Quote
Old Dec 12, 12, 8:15 pm   #2
 
Join Date: Apr 2007
Location: The Far, Far North
Programs: Alaskans fly everywhere on any aircraft going there!
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Let's assume they don't catch the error....what do you think you should do?
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Old Dec 12, 12, 9:26 pm   #3
 
Join Date: Jan 2012
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Quote:
Originally Posted by AC71 View Post
Hello....I applied for the Canadian Mastercard but then changed my mind and cancelled it. The 25,000 bonus miles went into my account as my new card was on it way.....the question is, do I keep those miles or will they get rid of them?
How long did you keep the card? I am assuming in order to secure the 25k miles you had to at least make a purchase and pay for it.
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Old Dec 14, 12, 1:02 pm   #4
 
Join Date: Feb 2012
Posts: 120
Why wouldn't you just pay the $75 and cancel it after? The credit pull is already done.
ft531 is offline   Reply With Quote
Old Dec 18, 12, 12:50 am   #5
 
Join Date: Dec 2010
Posts: 133
The 25k miles are easily worth the $75. I would have just paid the annual fee and immediately cancelled. As is you can hope the points are not revoked. I don't feel you have a moral obligation to return them if you're not asked.
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Old Dec 19, 12, 3:35 pm   #6
 
Join Date: Dec 2008
Location: Richmond, BC
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The offer is 25,000 "on approval" but you owe them $75 regardless of cancellation, so they could take back the 25k.

"This is a one-time, limited time offer for new cardholders that, in response to this offer, apply and are approved for an Alaska Airlines Platinum MasterCard credit card account. Cardholders that qualify for this offer will get 25,000 Bonus Miles in addition to any Bonus Miles they would otherwise earn under the Alaska Airlines credit cards program terms and conditions. Such Bonus Miles will be credited to a Cardholder' Alaska Airlines Mileage Plan account approximately 8-10 weeks following account approval date. Limit one-time 25,000 Bonus Miles offer (no cash value) per new account. This promotion is offered by BofA Canada Bank and may be amended or cancelled at any time without further notice."


BUT!

"$75.00
Annual fees post to your account if/when the application is approved, whether your card or other credit device is activated or not, and annually thereafter on your anniversary date."
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