Go Back   FlyerTalk Forums > Miles&Points > Airlines and Mileage Programs > Air Canada | Aeroplan
Sign in using an external account

Reply
 
Thread Tools Search this Thread
Old Mar 5, 13, 11:27 pm   #16
 
Join Date: Nov 2009
Location: YVR
Programs: Non-status bottomfeeder
Posts: 636
Quote:
Originally Posted by pokee View Post
And since there's nothing in writing to state that the coverage exists for AP rewards, there is no recourse with a denied claim. Which means everyone should be using their Aerogold Visa when making any aeroplan bookings...

Dang...I am never gonna get rid of that card, am I?!
You can.

...if you want to pony up and pay for Aeroplan's trip insurance through Blue Cross for every trip.
zoobtoob is offline   Reply With Quote
Old Mar 6, 13, 4:36 am   #17
 
Join Date: Oct 2004
Programs: Aeroplan, Delta, Starwood, Fairmount
Posts: 2,079
I made a trip interruption claim on a reward ticket from Aeroplan Visa - received a cheque for the full amount ($1,350) eight days after submitting claim.

Great service!!!!
__________________
The secret of life is... JFDI
Yukonprince is offline   Reply With Quote
Old Mar 6, 13, 5:44 am   #18
 
Join Date: Aug 2007
Programs: Aeroplan,HH Silver,Delta,SPG Gold,AA
Posts: 476
RE: CIBC Aerogold Infinite card interruption on reward ticket info -- says you need to submit---

"Your original booking invoice/itinerary from your travel agent showing
all portions of your pre-paid trip cost and confirming that 75% of your
trip cost was paid using your card or if 75% of your trip cost was paid
through the redemption of points from the card travel reward program"

Amex gold gives you double points for travel so it looks like if you are only booking an Aeroplan redemption then you are best to go with your CIBC card (Amex doesn't give double points for Aeroplan - at least I have had no luck asking for it)
ciana is offline   Reply With Quote
Old Mar 6, 13, 8:19 am   #19
 
Join Date: Dec 2012
Location: YVR/YYD/ZRH
Programs: AC, UA, DL, BA, SPG
Posts: 129
Quote:
Originally Posted by ciana View Post
Amex doesn't give double points for Aeroplan - at least I have had no luck asking for it
I booked two AP reward tickets 2 weeks ago with my AMEX Gold, got double points and is coded as "AIR CANADA VANCOUVER CN" in my points statement.
migali is offline   Reply With Quote
Old Mar 6, 13, 10:16 am   #20
 
Join Date: Jul 2005
Location: Ontario, CAN
Programs: CX*G, AC-P25/ALT-BLK, DL,AA // *Wood G, Hilton G // Nat'l EC, Hertz G
Posts: 4,710
As much as I dislike Aero Visa (not sure why I do?) it really is an impressive card. I want to cancel so bad but their insurance, points/$, Visa's acceptability can't be touched.

I pay $700/yr for an Amex and am eager to drop the Visa but can't pull the trigger.

My delayed flight insurance experience with AeroVisa on a redemption ticket was superior to a purchased flight on my plat Amex.
CloudsBelow is offline   Reply With Quote
Old Mar 6, 13, 10:17 am   #21
 
Join Date: Jul 2005
Location: Ontario, CAN
Programs: CX*G, AC-P25/ALT-BLK, DL,AA // *Wood G, Hilton G // Nat'l EC, Hertz G
Posts: 4,710
Quote:
Originally Posted by zoobtoob View Post
First hand experience:
I made a claim for delayed baggage through my Amex.
AP reward, taxes and fees paid on Amex.
My claim was denied.
As helpful as first-hand experiences are, Perhaps you could share what type of Amex you paid with??

I'm assuming it was not an AeroAmex?
CloudsBelow is offline   Reply With Quote
Old Mar 6, 13, 10:20 am   #22
 
Join Date: Jul 2005
Location: Ontario, CAN
Programs: CX*G, AC-P25/ALT-BLK, DL,AA // *Wood G, Hilton G // Nat'l EC, Hertz G
Posts: 4,710
Quote:
Originally Posted by beep88 View Post
- I can find no wording that says CANADIAN AMEX car insurance is secondary.
Does it say the 90 day protection is secondary?
When I made a claim on my Plat Amex, I had to sign forms ensuring I had no personal/home insurance that could be used to cover the loss
CloudsBelow is offline   Reply With Quote
Old Mar 6, 13, 10:27 am   #23
 
Join Date: Sep 2012
Location: YYZ (YUL/LHR)
Programs: AC - E50, CX - G, Accor Plat, SPG Gold
Posts: 863
My only but serious issue with Aerogold is that it involves dealing with CIBC. Shudder.

Have always had double points on ticket redemptions, charged to AC, now the service fee if you paid one may be different as that would be charged by AP.
markandrew is offline   Reply With Quote
Old Mar 6, 13, 10:31 am   #24
 
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 1,671
Quote:
Originally Posted by CloudsBelow View Post
Does it say the 90 day protection is secondary?
When I made a claim on my Plat Amex, I had to sign forms ensuring I had no personal/home insurance that could be used to cover the loss
We were talking about rental car CDW/LWD. That's not secondary.

For Purchase Protection (90 days) and Buyer's Assurance (extended warranty), yes

"The insurance provided under this Policy is supplementary. This Policy is not a substitute for Other Insurance which also insures against direct physical damage or theft to the Insured Item"

"The insurance provided under this Certificate is supplementary. This Certificate is not a substitute for Other Insurance which also insures gainst direct physical damage, malfunction or defect."
beep88 is offline   Reply With Quote
Old Mar 6, 13, 10:33 am   #25
 
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 1,671
Quote:
Originally Posted by pokee View Post
Really? My understanding was that Amex covers everything, as well. What if you don't have personal insurance? Then what happens?
If you don't have personal insurance, any Amex secondary coverage becomes primary.
beep88 is offline   Reply With Quote
Old Mar 6, 13, 10:54 am   #26
 
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 1,671
Quote:
Originally Posted by pokee View Post
This could get complicated, because a lot of rental car companies (and the state of California) allow spouses to legally drive the vehicle for free even if they are not the renter, just as long as they are named on the rental agreement. Isn't it just the renter that needs to have the 3rd party coverage? Or is it the driver (if it happens to be the spouse driving at the time of the accident)?
According to the AMEX insurance stipulation and confirmed by the reps, rental company authorized renters are defined as per rental company terms. So that includes spouse, and others such as renter's fellow worker/employee/employer(Hertz/Avis?), fellow CAA members(Hertz with CAA plan?) for certain jurisdiction/rental company/discount plan with the rental company, even if the person's name does NOT appear on the rental agreement and no additional fee paid. These people are covered by AMEX.

When you rent a car, 3rd party insurance is included in the rental cost (except California). That insurance covers all authorized renters as defined by the rental contract - so could be a spouse for certain rental company/plan/jurisdiction even you don't pay additional driver fee.

When a non-authorized(as per rental contract) driver drives the rental car, all insurance/coverage provided by the rental company is void. That's where the Canadian Visa and MasterCard coverage comes in. If YOU the renter authorized someone to drive, he is covered by Visa/MC for CDW/LDW *only*. He must also have 3rd party insurance. Typically someone living in your household is also covered by your automobile 3rd party insurance.
beep88 is offline   Reply With Quote
Old Mar 6, 13, 10:57 am   #27
 
Join Date: Aug 2007
Programs: Aeroplan,HH Silver,Delta,SPG Gold,AA
Posts: 476
Quote:
Originally Posted by markandrew View Post
My only but serious issue with Aerogold is that it involves dealing with CIBC. Shudder.

Have always had double points on ticket redemptions, charged to AC, now the service fee if you paid one may be different as that would be charged by AP.
Sorry you are right. If AC is listed then you get the double points but whatever is listed under AE is not double points. It looks as if the trip interruption on the CIBC Visa is up to $2000 per covered person but only $1500 on the Amex Gold card.
ciana is offline   Reply With Quote
Old Mar 6, 13, 11:16 am   #28
 
Join Date: Sep 2012
Location: YVR
Posts: 931
Quote:
Originally Posted by CloudsBelow View Post
As much as I dislike Aero Visa (not sure why I do?) it really is an impressive card. I want to cancel so bad but their insurance, points/$, Visa's acceptability can't be touched.

I pay $700/yr for an Amex and am eager to drop the Visa but can't pull the trigger.

My delayed flight insurance experience with AeroVisa on a redemption ticket was superior to a purchased flight on my plat Amex.
I feel your pain. I am in the same boat, but with a Gold, not a Plat.

Wondering if just buying the trip cancellation/interruption/baggage insurance for AP bookings will suffice?
pokee is offline   Reply With Quote
Old Mar 6, 13, 11:28 am   #29
 
Join Date: Sep 2012
Location: YVR
Posts: 931
Quote:
Originally Posted by beep88 View Post
According to the AMEX insurance stipulation and confirmed by the reps, rental company authorized renters are defined as per rental company terms. So that includes spouse, and others such as renter's fellow worker/employee/employer(Hertz/Avis?), fellow CAA members(Hertz with CAA plan?) for certain jurisdiction/rental company/discount plan with the rental company, even if the person's name does NOT appear on the rental agreement and no additional fee paid. These people are covered by AMEX.

When you rent a car, 3rd party insurance is included in the rental cost (except California). That insurance covers all authorized renters as defined by the rental contract - so could be a spouse for certain rental company/plan/jurisdiction even you don't pay additional driver fee.

When a non-authorized(as per rental contract) driver drives the rental car, all insurance/coverage provided by the rental company is void. That's where the Canadian Visa and MasterCard coverage comes in. If YOU the renter authorized someone to drive, he is covered by Visa/MC for CDW/LDW *only*. He must also have 3rd party insurance. Typically someone living in your household is also covered by your automobile 3rd party insurance.
Whoa! This was a mouthful! But, if I understand you correctly, what you've said is if I use my Amex OR my Aerogold Visa to rent with Budget (who authorizes a spouse at the same household to drive the car for free), in any state except CA, any liabilities/monies owed that result from an accident while either of us is driving are covered (collision, comp, 3rd party)?
pokee is offline   Reply With Quote
Old Mar 6, 13, 12:23 pm   #30
 
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 1,671
Quote:
Originally Posted by pokee View Post
if I use my Amex OR my Aerogold Visa to rent with Budget (who authorizes a spouse at the same household to drive the car for free), in any state except CA, any liabilities/monies owed that result from an accident while either of us is driving are covered (collision, comp, 3rd party)?
Yes that should be the case.

If you use your own 3rd party coverage while renting in California, that should also cover your spouse too - at least that's how Ontario auto insurance works.
beep88 is offline   Reply With Quote
 
 
Reply

Bookmarks


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off
Forum Jump


All times are GMT -6. The time now is 3:20 pm.