So IS there anyone out there who HAS had an issue with insurance rates going up b/c of churning?
I have a friend who, against my advice applied for an amex gold card, amex delta, and spg, along with 2 or three cards in a relatively short period of time. He said his auto insurance went up $30 dollars a month. This may have to do partially with the fact that it was a lot of app's in a VERY short period of time, and that the only longstanding account on his report was a cc that he'd had for about 2 years. He may have had a loan too...
anyway... YMMV.