Originally Posted by
beachfan
The first time you have to pay rack rate at a cat 6, you'll sing a different tune.
Imagine being sick and having to cancel a trip, and you have to pay $2000 for the first night of 3 hotels in Italy (Gritti Palace, St. Regis Rome, St. Regis Florence).
Why assume the worst? In my experience every time I have missed a cancellation deadline due to serious unforeseen circumstances, Starwood has taken care of me.