No fees first 12 months. $5.45-$7.95 for shipping/handling but if you order by 11:59 PM Eastern time, they will send it out the next business day. Up to $500. NOT reloadable.
I ordered one online on a Sunday night and had it by Thursday. And it appeared to be processed on the east coast and I am in Los Angeles.
https://www.wamugiftcards.com/index.cfm Look under the FAQ at the top of that webpage.