Originally Posted by the_traveler

Personally, I wouldn't sign up with any (paid) companies to get the "free" credit reports - even though you can cancel during the trial period. The only one I have used is the official site (www.annualcreditreport.com - IIRC). You get the same information, and you can get it once a year from all 3 agencies.

What I do is request from agency A only, then 4 months later request from agency B only, then 4 months later request from agency C only, then 4 months later request from agency A only, etc... YMMV.