Moderator: American AAdvantage
Join Date: May 2000
Location: NorCal - SMF area
Programs: AA LT Plat; HH LT Diamond, Maître-plongeur des Muccis
Posts: 62,948
Since most of the "payment" you are making is with award miles, AMEX will undoubtedly not insure your baggage, calling it a split payment.