Wife spend over $25000 last year and was not offered any retention. They said she can downgrade to any one of these without a annual fee. Which one is the best for Ultimate rewards points?
1) Chase Sapphire Visa Signature: "Sapphire: No Annual Fee
for this product. Earn 1 point for every $1 on all
purchases and an additional 1 point for every $1 spent on
dining - when you use your card at restaurants. No caps on
the amount of points earned. Bonus/Promotional offers may
have a maximum accumulation. No expiration on points.
Product includes a 3% foreign transaction fee for any
transactions made in a currency other than U.S. Dollars,
which may include internet sites based outside of the
United States.
2Chase Freedom with Ultimate Reward Visa Signature: You
earn 5% cash back (5 points per $1 spent) on up to $1,500
in combined purchases in bonus categories each quarter.
Enjoy new categories every 3 months. Quarterly activation
is required. You earn unlimited 1% cash back (1 point per
$1 spent) on all other purchases. Your Freedom card comes
with Chase Ultimate Rewards, our premier rewards program
that lets you redeem rewards for travel, gift cards, cash
back and more. Product includes a 3% foreign transaction
fee for any transactions made in a currency other than
U.S. Dollars, which may include internet sites based
outside of the United States.
3) Chase Freedom Unlimited Visa Signature: You earn
unlimited 1.5% cash back on every purchase with no
minimums to redeem for cash back. Your Freedom Unlimited
card comes with Chase Ultimate Rewards, our premier
rewards program that lets you redeem rewards for travel,
gift cards, cash back and more. Product includes a 3%
foreign transaction fee for any transactions made in a
currency other than U.S. Dollars, which may include
internet sites based outside of the United States.
4) Chase Slate with Credit Score Visa Non-Signature: Free
Monthly FICOŽ Score and Credit Dashboard: You can log into
chase.com and access your Chase Slate Credit Dashboard.
Your dashboard is free. It will allow you to view your
monthly FICOŽ Score, reasons behind your score, a summary
of your credit report information and helpful tips to
manage your credit health. The information provided is
based on data from Experian.