Originally Posted by
JEFFJAGUAR
I have a question for the geeks here as I am a very simple minded person (not meeant to be a derogatory term). You go up to a petrol pump. You swipe your card in the reader. How do you know whether it is reading the magnetic strip or the chip? In the past few years, even before emv became wide spread in the USA, very few pumps required you to insert the card and keep it there. You dipped the card, it read the magnetic strip, it very likely asked you for your zip code and you pumped the gas (except in NJ and Oregon where it is prohibited). Now with these emv readers, if indeed they are, yo perform the same action.
My understanding is that it works like the ATMs that don't suck in your card: you insert it, and either it makes you remove the card immediately (meaning magstripe read) or the card stays while you answer questions on the display (chip read). Currently there are no EMV-capable gas pumps in the US; the one on the map is most likely a mistake. I also wouldn't be surprised if the ZIP code prompt stays for US-issued EMV cards if PIN isn't the chosen CVM.
Originally Posted by
JEFFJAGUAR
For years, before any of my cards had emv chips, they would still bring the terminals to my table and swipe it instead of inserting it. At the end of the day, what difference does it make?
I never saw that in the US before EMV. Where did this happen, exactly?
As for overseas, EMV and pay at the table do go hand in hand simply because it's kinda hard to enter a PIN from 10+ meters away
And you wouldn't want to tell the server it either.
Originally Posted by
JEFFJAGUAR
As far as android pay, I used it once and quite frankly found it a bigger pain in the petuna than just using my card; but that's me.
I think it depends on the Android device. Some (like the Nexus 5X/6P and Pixel) are better suited for Android Pay than others due to the fingerprint reader.