Originally Posted by
GoHogsAR
Just spoke with an Amex representative. I was told that since the merchant (Delta) didn't send the transaction information to them until 1/1, the purchase took place in 2015, not 2014. Has anyone else had this happen?
Originally Posted by
mooper
No, but that makes sense. Different merchants report with different speed, which could be affected by type of transaction, holidays, and other factors.
Yeah, I would expect it to be based on posting date of the charge. If you made the purchase on 12/28, it posted on 12/30, and the credit was issued on 1/2, I'd expect it to count for the previous year. If you made the purchase on 12/28, it posted on 1/1, and the credit was issued on 1/3, I'd expect it to count for the current year.