Join Date: Oct 2014
Location: USA
Programs: Chase Ultimate, Amex, Delta, AA, BA Avios, United, US Airways, Marriott, Hilton
Posts: 260
they are much tougher now. Cited too many cards opened in 24 mos. No budge. Very good at reading people. I feel this has to be a policy change against churning.
In other news...friend applied got pending and did not call recon. They have same amount of cards opened and found approval in snail mail.