I applied last thursday, and got what a message saying that I wasn't approved -- not the "we need more info" message that i've dealt with in the past. By all the data points, I should have had no problem. I just got around calling recon who told me that the card had in fact been approved and that it should be arriving this week. Confirmed 50K too. And here i spent the weekend feeling sad thinking that I had been denied for the first time. All's well that ends well.