FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
Old Jul 25, 2014, 11:41 pm
  #5692  
IslesFan
 
Join Date: Sep 2008
Location: Long Island, NY
Programs: Marriott Titanium Elite/Lifetime Titanium, Delta Platinum Medallion, Hertz #1 Gold
Posts: 720
Originally Posted by alexmt
I will ask Schwab for a chip card when I return home but has anyone with the Schwab card read the chip yet?
I have a reader and and a schwab chip card. There appear to be two profiles on the chip(I need some help analyzing the data), US DEBIT and VISA DEBIT?

Anyway, One of the CVM Profiles is:
Fail cardholder verification if this CVM is unsuccessful: Enciphered PIN verified online - If unattended cash
Apply succeeding CV rule if this rule is unsuccessful: Enciphered PIN verified online - If manual cash
Fail cardholder verification if this CVM is unsuccessful: Signature (paper) - If manual cash
Fail cardholder verification if this CVM is unsuccessful: Enciphered PIN verified online - If purchase with cashback
Apply succeeding CV rule if this rule is unsuccessful: Signature (paper) - Always
Apply succeeding CV rule if this rule is unsuccessful: Enciphered PIN verified online - Always
Fail cardholder verification if this CVM is unsuccessful: No CVM Required - Always


The Other is:

Fail cardholder verification if this CVM is unsuccessful: Enciphered PIN verified online - If unattended cash
Fail cardholder verification if this CVM is unsuccessful: Fail CVM processing - If manual cash
Fail cardholder verification if this CVM is unsuccessful: Enciphered PIN verified online - If purchase with cashback
Apply succeeding CV rule if this rule is unsuccessful: Enciphered PIN verified online - Always
Fail cardholder verification if this CVM is unsuccessful: No CVM Required - Always


Hope this helps.
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