Originally Posted by
joshwex90
Question about CVMs: Do merchants have a CVM order as well, or do they simply look for the highest CVM on the individual card that they support?
They're supposed to just use the highest CVM. However, some Australian POSes (back in February 2014) gave me a choice whether to use PIN or signature. Speaking of...
Originally Posted by
joshwex90
I wonder if that was simply saying that in the US, it'l usually be C&S but in Europe, many places only allow PIN. So it may very well prioritize signature, but just warns that that doesn't mean it'll always be signature.
Signature is supposed to be supported for attended transactions per Visa/MC merchant agreement, so if signature is at the top the only time PIN should be asked for is at unattended kiosks.