Originally Posted by
alexmt
Exactly, Joshwex it was the other way around. It appears Amex doesn't support chip transactions in Ireland, period. I will try to find out more.
That sounds so strange that they simply wouldn't enable for an entire country
Originally Posted by
tmiw
Fortunately there are still cards that have PIN at a lower priority, so the main issue will be mostly with merchants who will (possibly illegally) refuse a signature transaction. It would be far more of a problem if US card issuers didn't have PIN on the CVM list at all.
Although it sounds as though Chase doesn't have PIN at all on their CVM list
Originally Posted by
tmiw
I know UK merchants are required to accept signature transactions by law, but for other countries, why can't merchants simply disable signature functionality in their terminals if they're averse? That way it'll still ask for a PIN if a card that has a PIN is used. Or are merchants in other countries restricted from doing so due to their merchant agreements?
Maybe some don't even know about this? And when they accept the default, it enables signature. And then they're surprised when a signature pops out, don't know what to do with it, and void the transaction.