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Thread: USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
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Old Jun 25, 2014, 12:38 pm
  #5159  
kayanco
 
Join Date: Jun 2014
Posts: 213
Originally Posted by joshwex90
That's offline PIN.
..
Hey,

Thanks. I want to understand this a bit better. Can you please explain (or point me to some resource with the answer)?

How did you figure it's offline PIN? And since you say it's offline, does that mean PenFed won't support online terminal pin verification??

Also, USAA say we CAN change the pin. This is new, last year we couldn't change the pin. But PenFed can't change the pin. What does this mean? And what's better or more broad usage?

Thanks.
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