Originally Posted by kayanco

My USAA MC only got one PIN.
It was generated and sent to me, I didn't get to choose it.

Why would it need two PINs?

Originally Posted by othermike27

Here's what Cardpeek shows on my USAA MC:

CVM 1 = unattended cash PIN online (for ATM cash draws)
CVM 2 = PIN offline
CVM 3 = plaintext PIN offline
CVM 4 = signature
CVM 5 = PIN online
CVM 6 = no CVM

Note that this is an "old-style" USAA card issued in March 2013, before jeffjaguar's report on his new card's shortcomings. So far, every use of this card at an EMV-enabled location has required me to enter the PIN, no matter how large the transaction (e.g., Walmart), which makes sense given the CVM list entries.

BTW, I kinda think the recent discussion here may be confusing two online/offline issues. There is the online/offline cardholder verification issue (this post), and there is the issue of whether a card's PIN can be changed or not. Seems like two separate issues: answering one doesn't answer the other. Anybody have information to the contrary?