Originally Posted by
STS-134
So if their cards can do both types, there are two PINs for one card? How are they going to tell people that if they change the PIN at somewhere other than an ATM, they need to go and stick their card in an ATM in order to change the other PIN?
I have only one PIN.
Just because the card has an offline PIN stored on it doesn't mean that the merchant terminal has to accept that form of verification. Maybe it's programmed to prefer a dial-in verification. This is all making my head hurt. I sure wish that the whole issue would go away, but since it's obviously not go to do that on its own, can one of our resident payments industry participants give us some guidance here?