I just got a call from my out of state credit union who wanted an explanation for my multiple MO deposits. I'm doing around 8k a month. I explained that since they don't have a local branch I prefer to take the cash and buy a money order so I'm handing the cash to a real person. She seemed unimpressed and said that my account wasn't "frozen" yet and if I want to provide a better reason to call her back.
Even mentioned "looks like structuring" which brought me here.
Any advise? Call and say they are bought for points? Not sure if that is worse
Last edited by psone; May 22, 2014 at 11:50 am