Question: I have 3 Citi CC's: Citi Dividend MC, AA MC, and AA Visa. I want to apply for the Citi Dividend Visa (has a $100 bonus with $500 spend, but I want to double down on the 5% categories this quarter). Prior to wanting this card, I knew I wanted to close the AA MC (got the retention $95 credit, but still will close the card). If I want to maximize my chances of getting approved for the Dividend VISA, should I:
1- Close the AA MC first, and then apply for the Dividend VISA
2- Apply first for the Dividend VISA, and if not approved, ask to close the AA MC in exchange of getting the Dividend approved?
What's the best play here?