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Thread: What does ARS & IDA mean? is it good if freeze ARS & IDA before apply credit card?
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Old Aug 18, 2013, 4:39 pm
  #10  
jatink129
 
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
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Originally Posted by chrisj500
My ARS report contained references from BofA (FIA), Citi, and Chase, National City (PNC), and US Bank.
Yeah, but I don't think they "use" ARS, if you know what I mean.
My report had references from them as well.
But I've applied for cards from Chase, Citi and BofA after freezing ARS and IDA and gotten approved without a problem.

Wonder if anyone's been denied because of a frozen IDA or ARS report...
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