Well i made my first boneheaded move. Paying bills with BB and i have a credit card and car loan at the same bank. I sent my car payment in and then the next day went to pay the credit card and inadvertently sent another 1k to my car payment instead of the credit card. Of course the bank can't just move the money from one account to the other.. That would just be too easy. They say "they tried to reverse the payment and send it back to the originating bank" but it was refused by BB.. So worst case i am 3 months ahead on my car payments. (which i also caught them in the fact they reversed it as a payment and changed it to a principal payment when they tried to send it back to BB) So i have to wait a few days to see how its going to play out.