For those, who weren't able to make a first deposit yet - use MoneyPack instead. You can purchase one at WM for $1K for $4.64 fee and paying with debit or gc. When you use this MoneyPak for FIRST deposit, GoBank will refund a purchase fee ($4.95) for MoneyPak.
It said $200 max for the first deposit so I just need to buy $200 MoneyPack at WM? It's been pain to load the first deposit after trying gc with pin/wells fargo debit and both failed.