romsdeals3, thanks for the analysis.
I don't have a Barclay card. But I have Ink Bold, Sapphire Preferred, Freedom (maximized the 5X this quarter already), United Explorer, Chase Hyatt Visa, SPG, Business Amex Open Business Gold. Among Hyatt Visa, SPG, or Business Amex Open Business Gold, I wonder which one is better to use for the VR card.