Wife and I still have Serve accounts, have not changed to BB. I often load from CCs (will stop after March 15 of course). At one point I think I transferred money from one of us to the other, then unloaded. Got a warning from Amex and called them. Apparently CC->A->B-unload is defined as "getting a cash advance for someone else" and is a no-no. They also told me that debit loads were different, since debit is my own money. Naturally I haven't done it again, and of course will stop loading after 3/15 when CC fees start. I don't get the impression I will have trouble unloading to our separate accounts.