Originally Posted by BQatWSU

Please share your opinion of my plan for next month. I appreciate the critique

I started credit card churning last June, but my first large AOR was August (7 Cards). I have an outline of this years apps and dates, with my next one being February. I wanted to wait 6 months to let last years drop so I will only have 1 hard inquiry in that time frame.

My Goals for the beginning of this yr in regards to credit cards (Not prepaid generated points)
1) UR points
2) Hilton Points and other Hotel Points

My February Apps will be my most aggressive of the year by far, and would like input on whether I'm over-reaching. I have two international trips planned for this year which is why I'm building hotel points at this point in the year. My current airline miles already will cover my flights.

US BANK: (FIRST APPLICATION) - Hoping 1 Inquiry
1) US Bank Club Carlson - 85K (I have had one other US bank CC for 7 months)

CHASE: (3 Browser) - Hoping 1-2 Inquiries (Last yr they checked two bureaus 2 times - Exp/Trans)
1) Chase Sapphire Preferred Mastercard - 40K UR (I have the VISA version - explain need for MC and exchang VISA for MC)
2) Chase Freedom Visa - 10K UR (I have MC version - explain need for VISA)
3) Chase Hyatt - 2 Free Nights (HUCA until Rep lets me get third card - explain I need a hotel card as I have none with chase. I can close/move credit line of my SW or United Chase Cards)

CITI: (2 Browser) - Hoping 1 Inquiry
1) Hilton Hhonors - 50K (My second - separate spending)
2) Hilton Reserve - 2 Weekend Nights (My second - separate spending)

BOH & BOA: (3 or 4 Browser) - Hoping 1-2 Inquries
1) BOH Hawaiian Airlines - 35K (First one in Aug 2012 - canceled 2 months ago)
2) BOA Hawaiian Airlines - 35K (First one in Aug 2012 - canceled this month)
3) BOA Virgin Atlantic - 20K (First one in Aug 2012 - canceled 2 months ago)
4) BOA Alaskan Airlines - 25K (Speculative - never had before but could use the miles if no additional inquiry)

I'm hoping to use individual application numbers to call reconsideration for most of these cards if needed. HUCA until I get a rep willing to work with me. Hoping for 10 cards with only 4-5 inquiries.

---FAKOs above 750, FICO has been w/in 20 points a few times last yr that I checked.
---Good Income
---Meeting Spend is not a problem
---Age of Oldest Acct is 10 years
---Live in Chicago

Thanks for your help. Let me know if more info is needed