Dr. Sifu, I loaded one $500 Paypal reload card into my Paypal account yesterday, and will probably transfer most of that money to my bank account in a month. Might do two such loads each month at most so as to not have the Paypal account closed, and will probably spend $100 a month paying people/organizations.

What benefit comes from getting the Paypal debit card if you are only doing 2 $500 transactions a month? Isn't Paypal going to notice this scheme whether you wire directly to your bank account after loading like I will do, or whether you use a debit card to load BB?

Probably not worth giving your SSN to Paypal unless I am missing something here.