Originally Posted by
FrAAmer
Not quite sure of your concern? Two loaded per day per account. In five days they are loaded. Bills then entered into billpay and account is empty until the next month. Unused cards are unscratched and stored in a safe.
How could a thief getting the already loaded pin cause a headache?
What the earlier poster was suggesting is that someone could have a number generator to run a bunch of numbers (random or sequential); if he/she hits one that's "active" but not loaded yet, he/she can steal that money.