Originally Posted by
lkar
For example, someone with 40k a year in bills that can't otherwise be paid with a cc, one option might be the Hilton Honors reserve. For $316 (plus the annual fee), you get 120,000 HH points, diamond status, and a free weekend night.
I'd rather spend up to $10K on the Hilton HHonors Reserve and get the extra free weekend night (in addition to the first year's 2 weekend nights bonus). Going beyond that to $40K to get Diamond status makes no sense. You get free Gold status anyway with the Reserve card, and the extra $30K in spending to get Diamond status nets you very little (like guaranteed Executive Lounge access when you are NOT on the Executive Lounge floor, which rarely happens, plus a few more bonus points.) The extra $30K in spending is better used on the Amex Starwood card or in bonus categories on other cards (like supermarkets, drug stores, and restaurants).