Originally Posted by
mnscout
Third, I take exception to your statement about CSP sign up bonus. 40,000 UR points will take you all the way down to Latin America (and back) on United or it can get you 8 nights at Hyatt. No hacking required. Hardly a trap for a newbie, I'd think.
It is a trap if they only wanted a r/t in the US, could have applied for the USAir instead (40k first purchase), can't take another credit hit, and end up spending money they shouldn't following UR mileage earning "tips" (when either they could have spent much less for the same merchandise or could simply do without).