Originally Posted by particlemn

Here is a breakdown of the three programs we looked at when seeing that the chase program is almost as good as the Amex FHR program but with a 95 dollar annual fee vrs 450 for the Amex.
the benefit example is for the La Qunita resort and spa. we booked for later this week with a rate of 98 and get all the benefits.



1. Chase Card, The Luxury Hotel & Resort Collection (Sapphire or Explorer card-level holders):
- Free Breakfast for Two Persons
- $100 Property Credit (we used ours toward food, beverage, and retail; also applies for golf and spa purchases; credit applied to bill upon checkout)
- room upgrade upon arrival (when available)